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Posted 12/28/2012 by clee321 in NSBR Board
 

clee321
It is always easier to edit than it is to create

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Posted: 12/28/2012 12:14:53 PM
to being able to live on one income. By June we will live on one income. I am so excited!!!

We have been doing so much to change our lives and make this happen. It is hard to believe we are so close!

COME ON 2013!!! What a great start!!!



Linda-H
StuckOnPeas

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Posted: 12/28/2012 12:18:46 PM
Wow! That is impressive! Congratulations.

hollymolly
PeaAddict

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Posted: 12/28/2012 12:20:13 PM
Congrats!

UkSue
Ancient Ancestor of Pea

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Posted: 12/28/2012 12:28:07 PM
Cngratulations!

I have been dealing with debt left to me by ex (bless him) in the form of credit cards. I started with 6, still had 3 at the start of last year. I received statements before Christmas, realised I would pay another off early January,which leaves more money to throw at the other 2. I have done the calculations, and I reckon I could be clear of doubt (apart from my mortgage) by the end of this year.

My solicitor advised me not to pay the debt off, as she is concerned I won't get credit for it in the divorce settlement if my ex is unfair, but I am just delighted to know I have done so well.


It's not the passage of time that heals. It's what you do with that time.

cm_stephenson
BucketHead

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Posted: 12/28/2012 1:19:14 PM
Well done clee321

and well done UKSue - was your solicitor going to pay the money off herself if her ploy backfired? Unbelievable! It must have given your self esteem a much bigger boost than sitting it out?

Cathy


---------------------------------------------------------------------------------------------------------------
There are two ways of spreading light: to be the candle or the mirror that reflects it. Edith Wharton


clee321
It is always easier to edit than it is to create

PeaNut 161,211
August 2004
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Posted: 12/28/2012 1:37:29 PM

and well done UKSue - was your solicitor going to pay the money off herself if her ploy backfired? Unbelievable! It must have given your self esteem a much bigger boost than sitting it out?


I remember the mess my Mom was left with after the divorce from my Dad. You are amazing!!!!



freecharlie
What happens in NSBR, stays in NSBR

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September 2003
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Posted: 12/28/2012 1:45:05 PM
Perhaps the solicitor meant not to try and pay it off early, but just make payments?

I think I'd rather pay it off, but who knows as I am not a lawyer nor do I live somewhere that an attorney is called a colicitor.


Tribbey: I believe, as long as Justice Dreifort is intolerant toward gays, lesbians, blacks, unions, women, poor people, and the first, fourth, fifth, and ninth amendments, I will remain intolerant toward him! [to Ainsley] Nice meeting you

UkSue
Ancient Ancestor of Pea

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Posted: 12/28/2012 2:18:07 PM
Thanks for the support, peas.

Yes my solicitor wanted me to just pay the minimum. I have been throwing whatever I could at the debt for over 4 years, though. Problem is, my ex has debt in HIS name ( to do with his business, he forged my signature on a bank form so it is secured on my house ) that I am likely to end up half responsible for in the divorce settlement- this was why my solicitor was advising caution. I have to just hope my ex will be reasonable. He has already agreed to me keeping the house, which I owned before I met him, even though on paper he is entitled to half,so I can only hope for the best!


It's not the passage of time that heals. It's what you do with that time.

Yubon
lunch is for wimps

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Posted: 12/28/2012 2:59:15 PM
Just because you can live on one income, doesn't mean you should. Sounds like a recipe for disaster to me.



back to *pea*ality
AncestralPea

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Posted: 12/28/2012 3:03:28 PM
Good for you! Maybe we should send you to Washington to show those clowns a thing or two! I'd love to go teach them Budgeting 101.

clee321
It is always easier to edit than it is to create

PeaNut 161,211
August 2004
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Posted: 12/28/2012 3:17:49 PM

Just because you can live on one income, doesn't mean you should. Sounds like a recipe for disaster to me.


Oh silly Yubon, no more assumptions. You could just ask what we will do with my salary, I would answer.




clee321
It is always easier to edit than it is to create

PeaNut 161,211
August 2004
Posts: 9,670
Layouts: 10
Loc: Land of Mold and Pollen

Posted: 12/28/2012 3:18:57 PM

Good for you! Maybe we should send you to Washington to show those clowns a thing or two! I'd love to go teach them Budgeting 101.


They wouldn't like what we have done. Slashed spending AND increased revenue



AussieMeg
How about you, Lash LaRue?

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October 2002
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Posted: 12/28/2012 3:25:15 PM
Good on you Clee and Sue, you should both be proud of getting to where you are.

I really want to try to get ahead financially this year but I can't see it happening. Some days I really regret my decision to send my kids to a private school.

kma
StuckOnPeas

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September 1999
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Posted: 12/28/2012 4:05:47 PM
We have that as a short term 2 year goal! Working on getting our debt paid off right now and savings built.

Great job!


Kim

Yubon
lunch is for wimps

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Posted: 12/28/2012 4:45:07 PM
Sorry for my bad assumption. If I'm reading between the lines correctly, it sounds like you are indeed doing very well. Congrats!



VexedAngel
Cold Pea on a Cracked Plate

PeaNut 156,343
July 2004
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Posted: 12/28/2012 4:55:55 PM
That's exciting!! We're working on the same thing, with the hopes I can be a SAHM for a few years starting this fall. (Though bedrest for 2 minths meant we already got to practice a bit. Lol) It is very exciting!! Congrats!


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Yubon
lunch is for wimps

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Posted: 12/28/2012 5:20:53 PM
^^^ That's the scenario I was talking about. Scary stuff.



VexedAngel
Cold Pea on a Cracked Plate

PeaNut 156,343
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Posted: 12/28/2012 7:23:41 PM


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