wld anyone insure their crafting stuff/tools etc

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Posted 11/14/2012 by arelys1228 in General Scrappin'


PeaNut 422,247
May 2009
Posts: 4,784
Layouts: 316
Loc: Queens NYC

Posted: 11/14/2012 11:40:55 AM
thank fully i did not lose or had destroyed any of my stuff that is stored in my garage. i was so worried during the hurricane - frankenstorm
im glad my landlord cleaned out the gutters and i had the durable all weater totes in my garge - everyting was ok

Love Peace Health and Happiness to you...Rosey

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PeaNut 214,965
July 2005
Posts: 2,237
Layouts: 45
Loc: Under The Stars

Posted: 11/14/2012 11:54:45 AM
I have a rider on my renters policy that covers my scrapbook stuff. I have like $6K in coverage. You could also bump up your contents coverage amount. For about $11 a month for my entire renters policy, I'd say it's worth it.


PeaNut 281,136
October 2006
Posts: 2,262
Layouts: 6
Loc: DFW, TX

Posted: 11/14/2012 12:08:34 PM
I consider my scrapbook stuff as much a part of my home as anything else. I would definitely replace it if something happened to it. I need to go through sometime and inventory or get a better idea of value - though that could be a scary realization!

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PeaNut 161,211
August 2004
Posts: 9,670
Layouts: 10
Loc: Land of Mold and Pollen

Posted: 11/14/2012 12:11:49 PM
I have a rider on my craft room which includes scrapbook stuff


PeaNut 512,695
June 2011
Posts: 247
Layouts: 237

Posted: 11/14/2012 12:28:24 PM
is coverd too


PeaNut 260,218
May 2006
Posts: 2,153
Layouts: 31
Loc: Missouri

Posted: 11/14/2012 1:38:06 PM
I haven't but I probably should with the tools and whatnot.


PeaNut 94,950
July 2003
Posts: 788
Layouts: 15
Loc: Texas

Posted: 11/14/2012 4:58:05 PM
DH realized how much I have invested and bumped our coverage up.


PeaNut 280,758
October 2006
Posts: 731
Layouts: 4
Loc: Way out West

Posted: 11/14/2012 7:47:03 PM
Interesting thought
I should really consider an in inventory, toolas and all!

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PeaNut 489,208
November 2010
Posts: 2,830
Layouts: 168
Loc: San Jose, CA

Posted: 11/14/2012 8:22:08 PM
Ive talked to DH about it, but he didn't think we need it. I don't think he realizes just how much it would cost to replace everything. We have a decent amount in our renters and he has extra coverage for all our electronics, but I think I should bring it up again.

Wise~old Pea

PeaNut 17,460
June 2001
Posts: 23,096
Layouts: 94
Loc: Central NJ

Posted: 11/14/2012 8:45:53 PM
No I don't. I will say as the wind was howling and the power went out I was thinking that I should.


PeaNut 184,116
January 2005
Posts: 2,546
Layouts: 78
Loc: Nevada

Posted: 11/14/2012 9:23:11 PM
I do. I have over 75k in supplies and if anything happened to it, I'D FREAK!

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PeaNut 417,751
April 2009
Posts: 748
Layouts: 40
Loc: Chesterton Indiana

Posted: 11/15/2012 6:47:52 PM
Ladies I so recommend insuring your goodies. It takes a long time and money to get the supplies we want. I had a fire in January and lost everything including my scrap room. I had a lot of goodies well over $30,000. It was insured and thankfully I am able to build up my stash. Jus twitting for my scrap room to be finished. Please please consider it.


PeaNut 346,707
November 2007
Posts: 1,060
Layouts: 62
Loc: San Jose, CA

Posted: 11/15/2012 7:52:48 PM
I need to up my policy. Its been at least 5 years since I updated it and we all know how many supplies can be acquired over 5 years. Thanks for the reminder.

Jilliene Isaacs


PeaNut 511,830
June 2011
Posts: 275
Layouts: 28

Posted: 11/15/2012 11:04:10 PM
I need to start working on an inventory.


PeaNut 318,259
May 2007
Posts: 1,285
Layouts: 0
Loc: Florida

Posted: 11/16/2012 7:21:19 AM
Wow!! Never even thought about this!! You peas are so smart!!
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PeaNut 19,198
July 2001
Posts: 2,711
Layouts: 3
Loc: NJ

Posted: 11/16/2012 7:26:40 AM
I've thought about the cost/effort of replacing it all (mine is in the basement, so the possibility of flood damage is very real) but never thought about insurance. Guess what topic we'll be discussing during tomorrow morning's 'coffee chat'?

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PeaNut 212,849
July 2005
Posts: 1,731
Layouts: 137
Loc: I *heart* NY

Posted: 11/16/2012 7:31:33 AM
When I was teaching and had 100x the supplies I have now plus, over 2,000 wood mounted stamps I had a personal property rider on my (then) renter's policy for $10,000. I made copies of my rubber stamp catalog (image/company/style number/cost) and kept them at my parents house in case anything happened to my place. The rider only added $2-3 a month at the time and was worth it to me.

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