wld anyone insure their crafting stuff/tools etc
Post ReplyPost New TopicPosted 11/14/2012 by arelys1228 in General Scrappin'
 

arelys1228
AncestralPea

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Posted: 11/14/2012 11:40:55 AM
thank fully i did not lose or had destroyed any of my stuff that is stored in my garage. i was so worried during the hurricane - frankenstorm
im glad my landlord cleaned out the gutters and i had the durable all weater totes in my garge - everyting was ok


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StuckOnPeas

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Posted: 11/14/2012 11:54:45 AM
I have a rider on my renters policy that covers my scrapbook stuff. I have like $6K in coverage. You could also bump up your contents coverage amount. For about $11 a month for my entire renters policy, I'd say it's worth it.

tinkgumby
StuckOnPeas

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Posted: 11/14/2012 12:08:34 PM
I consider my scrapbook stuff as much a part of my home as anything else. I would definitely replace it if something happened to it. I need to go through sometime and inventory or get a better idea of value - though that could be a scary realization!

clee321
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Posted: 11/14/2012 12:11:49 PM
I have a rider on my craft room which includes scrapbook stuff



pinkalishious
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Posted: 11/14/2012 12:28:24 PM
is coverd too

Keianna
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Posted: 11/14/2012 1:38:06 PM
I haven't but I probably should with the tools and whatnot.



scraptrinkets
BucketHead

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Posted: 11/14/2012 4:58:05 PM
DH realized how much I have invested and bumped our coverage up.

angel97701
BucketHead

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Posted: 11/14/2012 7:47:03 PM
Interesting thought
I should really consider an in inventory, toolas and all!


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Characterfan
StuckOnPeas

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Posted: 11/14/2012 8:22:08 PM
Ive talked to DH about it, but he didn't think we need it. I don't think he realizes just how much it would cost to replace everything. We have a decent amount in our renters and he has extra coverage for all our electronics, but I think I should bring it up again.



revirdsuba
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Posted: 11/14/2012 8:45:53 PM
No I don't. I will say as the wind was howling and the power went out I was thinking that I should.

wallflowersfan
StuckOnPeas

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Posted: 11/14/2012 9:23:11 PM
I do. I have over 75k in supplies and if anything happened to it, I'D FREAK!


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trixie*
BucketHead

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Posted: 11/15/2012 6:47:52 PM
Ladies I so recommend insuring your goodies. It takes a long time and money to get the supplies we want. I had a fire in January and lost everything including my scrap room. I had a lot of goodies well over $30,000. It was insured and thankfully I am able to build up my stash. Jus twitting for my scrap room to be finished. Please please consider it.

jillienedesigns
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Posted: 11/15/2012 7:52:48 PM
I need to up my policy. Its been at least 5 years since I updated it and we all know how many supplies can be acquired over 5 years. Thanks for the reminder.


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SammieJay
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Posted: 11/15/2012 11:04:10 PM
I need to start working on an inventory.

scrapmomto5
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Posted: 11/16/2012 7:21:19 AM
Wow!! Never even thought about this!! You peas are so smart!!
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StuckOnPeas

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Posted: 11/16/2012 7:26:40 AM
I've thought about the cost/effort of replacing it all (mine is in the basement, so the possibility of flood damage is very real) but never thought about insurance. Guess what topic we'll be discussing during tomorrow morning's 'coffee chat'?




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JenBoom
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Posted: 11/16/2012 7:31:33 AM
When I was teaching and had 100x the supplies I have now plus, over 2,000 wood mounted stamps I had a personal property rider on my (then) renter's policy for $10,000. I made copies of my rubber stamp catalog (image/company/style number/cost) and kept them at my parents house in case anything happened to my place. The rider only added $2-3 a month at the time and was worth it to me.


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