Change in Lifestyle...Crafty Impact

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Posted 11/29/2012 by minna40 in General Scrappin'
 

minna40
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Posted: 11/29/2012 9:43:43 PM
To preface, I have no problem giving up and sacrificing my hobbies for my family, so I am just wondering how others in this fabulous economy have dealt with changes in their financial lifestyle. Where did you trim? How have things changed?

I have unconfirmed word that I, along with several others at work, maybe laid off in the late spring due to a failed levy. I guess I am stressed out because this has been my first and only job, which I have had for 10+ years. I don't know anything else and I don't know what it feels like to not work and bring in a steady paycheck. DH's job is fine and we will be ok, but I just like planning ahead and knowing what I will be getting into. I guess I am hoping to find some Peas in my potential situation and find some comfort.



bugluver
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Posted: 11/29/2012 10:42:17 PM
I have been unemployed for the past 4 months and have been using my stash. I did buy some adhesive but used coupons and it was just not much. I accepted a job today but will not start until January as the position is new and not budgeted until 2013 so I will need to be careful but its not like I cannot scrap. Good luck to you!

Cricutgirlg
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Posted: 11/30/2012 4:58:16 AM
Good luck to you and I wish you the best. I've been a SAHM for 10 yrs and I would love to get out there and make a little money, since my little guy is growing up. One day! Best of luck to you and try to enjoy your stash for now.

caspad
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Posted: 11/30/2012 6:16:31 AM
You are really lucky to get this advanced notice. Sounds like now is the time to start looking for another job while you still have a job.

I'd also recommend starting to cut back on spending now so you have a little cushion in your savings and emergency funds. You don't have to become a vigilant couponer or anything. Lol.

As for crafting, I've been laid off twice. It was nice to have some time to finish projects and be creative and to use my stash.

One thing that helped me is to be on Thebes system for our day-to-day spending. Gas, groceries, everything but the mortgage, utilities, insurance and gym which are on auto pay. Any leftover money I have each week I tuck away. That is what I use to pay for luxury items like manicures or new stamps. Maybe that will work for you?



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mamagidget
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Posted: 11/30/2012 7:06:35 AM
We don't have cable, car payments, and went without a cell for a long time. We each have a weekly allowance which can be used however-my DH uses his on coffee and sweets, I use mine on supplies! We eat out once a week, and try to always use a coupon, etc, all other meals we eat at home, and I watch the sales and stock up on things when they're on a good deal. I'm a SAHM, and started selling some crafty items in a few local boutiques for some extra money-its not a huge income, but I've never been so happy to make $60! As far as scrappy supplies, I'm really careful what I purchase, I'm a clearance find fiend, and its also made me more in tune with what I use, which means I'm actually buying what I use! I took a chance the other day on some paper that's a stretch for me, but grand total on the clearance rack it was only $.50. Good luck!

FLCindy
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Posted: 11/30/2012 8:43:29 AM
I recently stopped working due to fibromyalgia. We are living on DH's income. I like to spend $ on scrapbooking supplies. My play money is gone. DH and I agreed upon an amount to spend every month for scrapbooking.

When I stopped working, I sold items I don't use or that caused frustration, like my Cricut. I sold all the carts except one. I just need to list it.

I still have never opened Madagascar kits, a Sizzix Big Shot, Spellbinders and Sizzix dies to sell.

I used the $ for a Cameo, which I purchased from a Pea at a great price.
Then, I began using the Cameo for everything. For $20.00, I receive 150 designs at regular price. Silhouette has designs for 1/2 price right now and their store items are 40% off. I basically use a design, paper and adhesive to create an item for my scrapbook.

When I go to the store for adhesive or paper (with a coupon), I am amazed how much it costs to purchase ready made embellishments even with a sale. I can make an item for about 10 cents or less.

Save your scraps. You will use them.

Ask for gift cards to LSS, M's or J's for Christmas. Use them to purchase the basics with coupons or on sale. You will be surprised how much you can create with very little.

Also, save items which you can use as embellishments. If you create ATC's or alter an art journal, you can cool stuff. Labels, decorated tissue box cardboard, free images from photo sites, use leftover paint or use food coloring. There are so many fun ways to be creative.

Another tip: go digi. There are alot of free kits. 2 Peas has great designers which offer alot of freebies. Other sites offer free kits too. Digi stores offer reward programs for participating in their challenges. You can create photo books by signing up for the sales of the major photobook online stores. Or, you can use your local store to make photobooks. They are usually cheaper than buying a good quality scrapbook.

I also participate in the CKMB Toss Swap. I send an envelope of goodies related to a theme for the cost of a postage stamp. It requires you to send 5 envelopes to any of the participants. You'll be amazed at what you receive.

The hardest part of cutting back is not shopping. Basically, you exchange your shopping behavior for creating behavior. If you see something you like in the store, think of how you can create it or a substitute for less $.

Also, PL has been great! I use less paper. I am on a family plan with Dot Photo, so I get 60 free 4x6's each month. I purchase the page protectors at M's with a coupon or on sale.

Those are a few tips for you.



minna40
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Posted: 11/30/2012 10:28:00 AM
This is all up in the air at this point, but I like looking ahead. Mostly it takes common sense when deciding how to proceed when you have a major change in financial status. Supposedly, we should know before or right after Christmas.

I think this could be a great thread for money saving ideas for scrapping and cardmaking. I really never appreciated my scraps enough and tend to LOVE trendy items. I think, even if I keep my job, I will begin to be a bit more thrifty about my crafting. Make my own trendy instead of having to buy it all the time. Paper will be a problem...lol!!

Sometimes less is more.



jrshapiro
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Posted: 11/30/2012 10:42:13 AM
When money has been tight for me in the past - I would give myself a little pick me up by going to Ms and using a 50% coupon just to get a little something - either practical (like adhesive) or fun (like new stamp or embellies) and sometimes it was just a few sheets of paper. It made me feel good and I actually built up quit a stash by getting only one item a week with a coupon.

KBPea
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Posted: 11/30/2012 11:07:10 AM
Good luck to you. There are lots of thrifty ideas on this thread on another forum I sometimes visit: "Ways to Make Do Instead of Buying New." It's more about stamping, but there are ideas you could apply to making your own embellishments, so maybe it will inspire you.

acreativechristian
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Posted: 11/30/2012 11:44:53 AM
So sorry to about your loss of job. I had so much trouble finding a job when I moved to GA so I feel that I can relate. I just used what I had. I printed the photos I needed and I bought adhseive with a coupon etc. I stalked sales. I made wish lists. Now I have a job and my DH is being "displaced" after working at the same job for 20 years. He makes the most income so we are concerned but trusting in GOD. I have a lot of "save you $$" scrap idea and there are a lot of youtube videos forjust that thing.


be Creative and be Blessed!

VexedAngel
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Posted: 11/30/2012 11:45:55 AM
I made my own embellishments.

I bought paper because paper is so versatile and you can do so much with it. And I only bought it when on sale/with a coupon AND I needed it, which honestly, was rare.

I went to Counterfeit Kit Challenge Blog and played along.

I challenged myself to use a specific supply or tool for a week. Or to recreate a new line of embellies I liked.

I'm sure there's more. I didn't buy anything for nearly 2 years. I've been buying again lately but I'm getting ready to enter another no buy phase. It can be done!!


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VexedAngel
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Posted: 11/30/2012 11:53:40 AM
Ill just add "ditto everything FLCindy said".


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In Focus
Wishing I was in Ireland

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Posted: 11/30/2012 12:23:26 PM
I just left a 20 year marriage during which I hadn't worked in nearly 12 years. I was used to staying home and doing what I wanted, and while my spending money wasn't unlimited by any means, I could buy things for my crafting without issue.

I am now in a new city without a job yet, and very limited income from alimony until I find a job. So my crafting budget is very limited! I did buy myself a Cameo a few days ago (Merry Christmas to me!) and plant to make many of my own designs. Fortunately, I have a pretty big stash of papers and embellies, and a big collection of stamps. I may need to buy ink and adhesive, but that will be about it for a while...


Barbie


"All that is necessary for evil to prevail is for good men to do nothing." Edmund Burke




princesspaperlover
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Posted: 11/30/2012 12:33:52 PM
I just left a 20 year marriage during which I hadn't worked in nearly 12 years. I was used to staying home and doing what I wanted, and while my spending money wasn't unlimited by any means, I could buy things for my crafting without issue.

I am now in a new city without a job yet, and very limited income from alimony until I find a job. So my crafting budget is very limited! I did buy myself a Cameo a few days ago (Merry Christmas to me!) and plant to make many of my own designs. Fortunately, I have a pretty big stash of papers and embellies, and a big collection of stamps. I may need to buy ink and adhesive, but that will be about it for a while... /quote]

Hijacking here..so sorry for your situation. i've been married for 20 years as well, but still happily, thankfully. I just started working again after about 12 years as well, but by choice. I job at a LSS, sort of fell into my lap, and it's super fun. I am very fortunate. I am also a Registered Nurse by profession, so if anything horrible ever happened, I know I'd have a very good income to support myself. Do you have a prior career, or do you just need some income?
It doesn't sound like you have kids to support, so that's a good thing. I wish you well, and know you'll land on your feet! Enjoy your Cameo in the mean time! Art is a great distractor for me, as well as reading!


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aerynkelly13
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Posted: 11/30/2012 12:41:30 PM
Mine went the other way from you, OP. I had a job, but was unable to keep it due to health reasons. So, I found myself home, alone, 10 hours out of the day. There's only so many video games you can play, even when it's your husband's job to make them. I was super bored, lonely, I already suffer from depression, and I needed something to do with myself that didn't involve going outside and getting sicker.

Then a friend took me to Ben Franklin on her day off. She'd dragged me around Joann's plenty of times, but I wasn't a fabric person so I just dutifully followed her like a 7yo at a super market. Couldn't take the time. But stickers? I'm ALL ABOUT stickers. $100 worth of Disney stickers and paper later I made my first 8x8 album in 2 days and I was hooked. My spending and my "need to try new things" seems to vary depending on my mental and physical health, but it's kept me busy these last 9 years.

My change in lifestyle started my crafting hobby, which I think is pretty cool, if expensive.









In Focus
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Posted: 11/30/2012 12:57:41 PM

Hijacking here..so sorry for your situation. i've been married for 20 years as well, but still happily, thankfully. I just started working again after about 12 years as well, but by choice. I job at a LSS, sort of fell into my lap, and it's super fun. I am very fortunate. I am also a Registered Nurse by profession, so if anything horrible ever happened, I know I'd have a very good income to support myself. Do you have a prior career, or do you just need some income?
It doesn't sound like you have kids to support, so that's a good thing. I wish you well, and know you'll land on your feet! Enjoy your Cameo in the mean time! Art is a great distractor for me, as well as reading!


Art and reading are wonderful distractions!

I never really had a career--just your garden variety of office jobs: Medical billing, admin assistant, office manager, staffing coordinator, retail... The closest I came to an actual career was as a portrait and wedding photographer for the past 12 years. But it was seasonal and part-time at best. Never enough to even remotely support myself. Basically enough to support an expensive hobby. So now I find myself unsure what to do!

And thankfully, my only child is grown and on her own, so I don't have to worry about taking care of anyone but myself.

It was a tremendously difficult and surprisingly easy decision to make all at the same time. But it's definitely requiring some lifestyle changes!


Barbie


"All that is necessary for evil to prevail is for good men to do nothing." Edmund Burke




nesser01
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Posted: 11/30/2012 1:37:40 PM
I'm sorry that you may be laid off. That must be tough to deal with. My husband was laid off in May and he hasn't found anything yet so my 'fun' money has disappeared. When it comes to scrapboooking I've just been using my stash. I did buy a Basic grey mystery box recently though, because my husband felt bad that I hadn't bought any scrapbook stuff in a long time so he told me to just go ahead and buy one. I've found that using my stash has made me more creative, rather than just going to the store and buy something premade.


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EllenPea
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Posted: 12/1/2012 8:53:59 PM
I am in a very bad financial situation right now, due to DH and I both being unemployed. I get unemployment; he ran out of benefits but about four months later started getting his military pension. This was not the first time, the first time I stopped scrapping all together for about 8 months. This time, I have a large stash, so I'm putting a good dent in it. But unemployment, a military pension and his student loan leave a little each month for enjoyable stuff, so yeah, I'm still spending about $20 to $30 a month on scrapbook stuff. We're also going to be spending the last 3 weeks of 2012 traveling, but part of it is my parents paying for me, DH, brother and brother's GF to vacation with them, and the only other vacation we've had since I was laid off in Aug. '11 was also taken with my parents.



minna40
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Posted: 12/1/2012 9:32:26 PM
Best wishes to everyone in any situation you are in. I really don't know where I am going to be. I know that I will receive my regular pay until September of next year. Typically, they announce layoffs for the following academic year and our pay is paced out over 12 months instead of 10.

I could easily go on a spending freeze and have PLENTY to tide me over for quite awhile. Maybe I should find the frozen peas!



scrappinbetty
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Posted: 12/1/2012 10:57:58 PM
Minna40,

I'm sorry to hear you may lose your job. I have been laid off and while it's never easy, it did lead to a new area of responsibility in a related field...and to me meeting my DH! Sometimes the new door that is opened is much better than the one that closes. I wish you all the best.

I think you are smart to plan ahead and cut spending before you actually have to. I have cut way back on spending (of all types) and really don't miss much. I am much more creative with my supplies and am using more of my stash and tools. Yeah! I hope you find the same is true for you.

In Focus, I'm sorry to learn of your life situation change as well. It sounds like you were ready for the change and are happy about it. I do hope we can hook up when I am up in the Twin Cities visiting the kids.

How are you adjusting to your new home?


Steph
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Posted: 12/2/2012 6:09:48 PM
Use your stash, see if your LSS is having a scrap yard sale or other similar event where you can sell or trade your items and get the items of others.



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