|Posted: 1/23/2013 2:40:48 PM|
My son has a follow up with an orthodontist next month, and should be scheduling to get braces later this year, but I'm clueless, as I've never had them, about cost. I will ask when I go in next month, but I'm trying to prepare.
How much is the average for braces, and can you usually pay so much a month rather than all at once?
I know my insurance will cover the first $1000, and I just started having $50 a week go into an HSA account, so I'm hoping between the 2 I can cover most of it that way.
any info is appreciated, tia
|Posted: 1/23/2013 2:43:30 PM|
for my daughter we started at age 7 with palate expanders and then upper braces. "Phase 1" was $3,000. She will need a "Phase II" also for another $3,000. And yes, you can make monthly payments.
|Posted: 1/23/2013 2:45:21 PM|
All three of my girls went to different orthodontists. All three let me make monthly payments spread out over 2 or 3 years without interest.
The prices will vary depending on where you live and the severity of the problem being corrected. DD#3 wore braces for about 3 years. After only six months out of braces, her teeth shifted dramatically. (Yes, she wore her retainers.) The orthodontist put the braces back on without charging me. She's been back in them for about 18 months.
Best Cat Evahhh!
|Posted: 1/23/2013 2:49:13 PM|
A lot depends on how much corrective work is needed. My son needed a fair amount. He had to start with uppers to get his teeth aligned so the top teeth wouldn't hit the bottom braces. It was about 7 months from when we first started before he got his bottom braces. He also had to have his 4 canine teeth removed to make room.
The total was $5K. Our insurance paid $1500 of that. We paid the remaining $3500 upfront to get an additional 15% discount. Otherwise we would have paid monthly without interest.
Bring me that horizon!
Loc: The final frontier
|Posted: 1/23/2013 2:49:24 PM|
I shopped around. DS has an expander right now (the kind I have to turn once a day) and will get his actual braces in a few weeks. It's $4800 all in and our orthodontist offers a 0% interest monthly payment plan. For the exact same treatment plan at another orthodontist, the estimate was $9300.
DD is doing a two phase plan and has a bottom expander which was $600. (Had it been billed to insurance, it would have been billed for $1600.)
Loc: Flowood, Mississippi
|Posted: 1/23/2013 2:50:18 PM|
My daughter's were around $5000ish? She got them when she was 9 and had them until she was 15.
|Posted: 1/23/2013 2:52:29 PM|
My dd's phase 1 braces were $1500.
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Loc: Why do you wanna know?
|Posted: 1/23/2013 2:55:33 PM|
She got them when she was 9 and had them until she was 15.
Why so long?
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|Posted: 1/23/2013 3:06:18 PM|
Ours were $5000. I can't remember if that was before or after the insurance coverage of $1000. Phase 1 was cheaper, Phase 2 was more expensive and the two totalled $5k. She had phase 1 for 1 year (payments were split over that 1 year). Then she had 2-3 months without, then Phase 2 was 2 years (again, payments were split over that 2 years). Phase 2 included the retainer that she's been wearing for about a year now.
Ancient Ancestor of Pea
|Posted: 1/23/2013 3:09:40 PM|
My son had 6 brackets on the top last year. One ortho said the cost would be $1900. We had a second opinion and that ortho charged $950 with a 5% discount if you paid up front. We did hat, using our flex account but they did have a monthly plan as well.
|Posted: 1/23/2013 3:14:23 PM|
DD had hers put on two years ago and we are still going, she has to finish losing her teeth before we can finish them up. Our Ortho is a flat rate for everything and the total bill was $4000. Our first dental policy covered $1k and we switched when hubby changed jobs and recieved additional coverage. We paid the rest in one lump sum from our HSA and saved $250.
Ancient Ancestor of Pea
|Posted: 1/23/2013 3:14:37 PM|
Both my kids needed extensive braces for different problems. The ortho charged about $5,000 per kid and it covered the whole process. They had a payment plan that took about 3 years.
Ha Ha. The month after I paid off DD's, DS's started.
Loc: Washington State
|Posted: 1/23/2013 3:14:47 PM|
Ours were in the $5k range for phase 1 and 2 combined. Insurance paid $2k. We paid the rest up front because there was a discount. We could have made monthly payments to the ortho with interest or financed with some other company they had an arrangement with (0 interest as long as you paid on time).
|Posted: 1/23/2013 3:17:54 PM|
5k range. Insurance paid half. We make monthly payments, no internet, for the rest. We have two in braces right now and soon we'll have a third.
Loc: Central WI
|Posted: 1/23/2013 3:22:39 PM|
I think it depends on where you're living...
Our oldest has them and I think they came to around $5200
Loc: in front of my computer
|Posted: 1/23/2013 3:23:21 PM|
As an FYI/word of caution, there's an orthodontist in my area that took prepayments for a discounts, and then he went out of business, and all the people that had paid ahead were out of luck...he had no money to pay all his creditors, let alone refund the pre-paid braces. It was all over our local news. IRCC, he had some unexpected health emergency, was unable to return to work, and when they tried to clean up the mess for him they figured out he had no money and couldn't pay back his creditors let alone refund the people who had pre-paid. So be careful how much you pay ahead....since you are asking about payment plans, I'm guessing you're not considering it, but in case you were...
|Posted: 1/23/2013 3:25:02 PM|
We went with the most expensive "bid" for various reasons & it wasn't the best choice in hindsight, lol. We paid $4,500 & that included a nice discount for paying cash one day 1. SO thankful to be done with braces!
Ancient Ancestor of Pea
|Posted: 1/23/2013 3:30:54 PM|
Oldest had the palate expander and then the braces and it was $4100. Youngest had the habit breaker and the the braces and his were $6100. It was the same orthodontist, 3 years apart. We were actually given a discount on #2 because it was the second one in the family, but he needed more work. Both of mine did not get braces until the middle of 7th grade or so. Our ortho did not believe in pulling teeth unless it was necessary and didn't like to put them on kids who were too young.
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Loc: On a cruise ship fighting zombies
|Posted: 1/23/2013 3:31:36 PM|
3,000 for one child who had them on 15 months, 6,000 for an older child who had them on nearly 2 years, same orthodontist.
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Ancient Ancestor of Pea
|Posted: 1/23/2013 3:37:06 PM|
DD (8) got her top braces on yesterday. Cost is $1980 and we can make payments after a $500 deposit. She will wear them for 10-12 months. Then a retainer. Then in about 4-5 years, she'll go back for a full set. Not sure how much that is going to run us.
DS (10) will get a full set in about 1.5 years.
As of right now, no expanders or spacers needed for either of them.
|Posted: 1/23/2013 3:40:36 PM|
7 years ago it was $5500. My son needed extensive expansion.
Loc: Missing my mountains and the smell of fresh cedar and pine
|Posted: 1/23/2013 3:54:43 PM|
When my dd had to have braces I got quotes from 6 to 9 thousand. It ended up costing 2,100. We found a Dental school in our area, they charged a flat rate of 2,400 and a discount for cash thus the 2,100. They actually asked if they could use her progress in their training classes as she had a unique front teeth crossing. They were slow but everything was checked and double checked and always overseen by a certified Orthro. Her teeth are beautiful. She has a permanent retainer on the bottom and regular one for both top and bottom. If there are any within a reasonable distance you may want to look into them. Oh they did not bill insurance but did help with the paperwork. Ended up about 1,100. And she still has regular appointments every 4 months or so. Sorry so long
eta: she was 15
Ancient Ancestor of Pea
Loc: East Coast
|Posted: 1/23/2013 3:56:25 PM|
DD had top only braces for phase I. I think it was around $3600. She's in full braces now for phase II and the total for that was $6000.
DS had a palate expander and top braces for Phase I and it was $4400. He'll need a full set of braces for phase II when he's 12 or 13 and that will be about $6000 too.
I thank God everyday that our ortho is a friend of the family and she comp'd DD phase I and half of phase II. And we only paid for the actual expander appliance for DS's phase I. Braces are spendy around here.
|Posted: 1/23/2013 4:05:40 PM|
For full braces for 18 months I paid $4400. That included everything and follow up visits and retainers.
Loc: New Hampshire
|Posted: 1/23/2013 4:20:26 PM|
she will have them 18 months to 2 yrs
Mom to Natalie and Ashley
Loc: Okanagan, BC Canada
|Posted: 1/23/2013 4:23:05 PM|Funny you'd ask!
DD (13) had her braces taken of yesterday. You should see that beautiful smile after 20 months.
Now she has moved on to a retainer but it will take a while to get used to the use.
We paid 6,000 in C$. We paid cash and got about 300 discount because of that. No insurance. Everything is included. We are really happy with the orthodontist.
Loc: Spring Hill, Florida
|Posted: 1/23/2013 4:50:23 PM|
I pay $78 per month. My dd has had her braces on for about 8 months.
The total will be $3700
Peaing under the Radar
Loc: In the Middle
|Posted: 1/23/2013 4:53:56 PM|
We paid $5500 6 years ago for D1's fairly run of the mill orthodontic treatment (2 years in braces). We didn't need to finance or make monthly payments; I know the orthodontist offers that but I don't know the terms.
I suspect there are regional variations. Our orthodontist here in the north Chicago burbs wanted $500 to replace a broken retainer; an orthontist who came highly recommended near my D's college in Alabama charged $150. My friend consulted with multiple orthodontists for her daughter's second set of braces (teeth shifted after the first ones came off) and there were wild fluctuations in the cost (differences of $3,000). She also found that some of the orthodontists would negotiate price with her.
Loc: New Orleans, LA
|Posted: 1/23/2013 4:56:42 PM|
We have private insurance and a discount dental program. The total for my daughters braces including her retainer was $3350. The retainer was $350. We were allowed to pay monthly with no interest for 24 months. She is due to get them off within the next two months. March will be 3 years with the braces on. Then she will have a retainer for 2-3 years. She was 11 when she got her braces.
|Posted: 1/23/2013 5:13:13 PM|
You didn't mention how old your son is, but make sure you ask if the treatment plan is comprehensive. Around here, most doctors recommend a 2-phase approach like several people mentioned in this thread.
I kept putting it off and when we finally made the "lets do it" appointment, her teeth had changed enough that we only needed one (slightly longer) phase instead of two. I don't recommend waiting, but it worked for us. Total treatment is about $4k. Insurance paid the fist $1k and we are making interest free payments for the balance. I have a "benny card" linked to my HSA and I never even see it coming out.
Ancient Ancestor of Pea
|Posted: 1/23/2013 5:20:10 PM|
My oldest dd's braces cost around $3000 and our insurance paid half. She will have them on 22 months. By the time hers are paid for our middle dd will be ready to get hers on. I'm guessing she'll have hers on longer and they'll be more expensive. She has more issues with crowding and a narrow mouth.
Loc: Canada's Capital
|Posted: 1/23/2013 5:34:10 PM|
My dd 13 got an expander in October, will be getting her lower braces on in February and the upper ones a month or two later and it was $6500.00. We paid some upfront and then I wrote $200.00 post dated cheques for the next 22 months. We had no insurance coverage for braces
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Pride of the Peas
Loc: Stuck in the Middle With You
Loc: Notre Dame , In
|Posted: 1/23/2013 5:39:43 PM|
My Daughters cost us $4000 our insurance didn't cover any of it... I paid 1/2 down and made monthly payments until we paid them off...
Ancient Ancestor of Pea
|Posted: 1/23/2013 5:46:00 PM|
the average is between 4-6,000. I always recommend that you get several different opinions. They are many different philosophies and techniques and they will all get you to about the same place at about the same time. There really isn't a wrong or a right way. Find an office that you are comfortable with and is convenient.
Ancient Ancestor of Pea
Loc: Livonia, MI USA
|Posted: 1/23/2013 5:46:23 PM|
My son needed oral surgery prior to getting braces. One of his cuspid was impacted into his sinus cavity and wouldn't move because of a tooth bud holding it in place and the babytooth never wanting to come out. They removed the babytooth and toothbud, then attached a bracket to the cuspid up in the sinus cavity with a chain that was wired into his arch wire down through the tooth socket. Every appointment, they'd tighten the chain and remove a link to keep pressure on the tooth to move it in place. Our saving grace was at the same time, we had his wisdom teeth removed as well. They hadn't formed roots yet so it was a quick recovery for him. At his appointment yesterday, we were told they'll be off by the end of the school year. The oral surgeon was about $8500, the braces on the "2 year treatment plan" was $6500.
My daughter went in the month after. She needed 4 babyteeth pulled; and even at the age of 13, the 12 yr molars weren't even peaking through yet. She got her expander, and finally the rest of her metal about a month later. Her "two year treatment plan" ran about $5500 for the expander and braces, and just a couple hundred for our family dentist to pull the 4 babyteeth.
We got a 10% discount off our combined total $6500 + $5500= 12000 for both, minus 1200 discount = 10800 for both, because more than one family member was in braces at the same time, then they gave us another 20% off because I paid cash up front in full; so $8,400 for ortho, minus the $2000 from insurance so we're being reimbursed quarterly from the dental insurance. Still, a good chunk of change!
Can't wait to see the purdy smiles in another couple months!!
Loc: The U.P.
|Posted: 1/23/2013 5:51:47 PM|My 12 year old DD got braces a year ago. The total price was $5,000 and insurance paid $1,500 of it. We had to make a $500 initial payment (on top of the insurance) and have paid $133.33 per month since then. The payment plan is two years.
My 9 year old DD has a retainer, and her process was cheaper for this phase, but she will be getting braces fairly soon and I think it will still be about $5,000 for that phase. Probably just when I finish paying off her older sister's!
|Posted: 1/23/2013 7:51:13 PM|
Oh my goodness....8 months for some of you. WOW!!
My son has been doing orthodontics since he was 12. He's 19 and still has his braces, although he's moving towards the final stretch. He needed to be expanded 4 different times. He had a tooth coming through the roof of his mouth and has has a gap that was almost 2 inches big. That tooth has now been brought forward and the gap closed. Now just working on some bite issues and he will be done.
Loc: Fraggle Rock
|Posted: 1/23/2013 11:30:08 PM|
I have an almost 16 year old in braces currently. Her mouth is costing us $5000. We make monthly payments, no interest. Our almost 14 year old daughter is getting braces in the next couple of months, her mouth will cost us $5000. Also making monthly payments no interest. Their orthodontist and his entire staff is awesome!!!
Loc: Midland, TX
|Posted: 1/23/2013 11:44:43 PM|
It was $7500 total. Insurance paid $1000 and we paid the rest. He gave us a discount for paying up front in cash. Well, we wrote a check but it was all in one go. Everything except his extractions have been covered under that and dental insurance paid for most of the extraction cost; we paid a small cost-share.
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Aprons and More
|Posted: 1/23/2013 11:54:49 PM|
DD has been through 2 phases and will probably require a 3rd.
Phase 1 - She had the palate expanders that were worn at night, kind of like a retainer. It was about 2900.00 to have those made and that included the monthly "tune ups" when she went in to be checked and have them adjusted. This was for about a year or so until we expanded the mouth pieces as far as they would go.
Phase 2 - Different Ortho because we moved. 2600.00 Her mouth was still tight on space, they put in the expanders that attach to the molars, top and bottom, and brace brackets on front 4 teeth top and bottom. Top expander was for about 3 months, bottom maybe 6. After about a year, she had lost all her baby teeth but some molars and the front ones were straight so braces have been removed. She has been given a retainer to wear at night and any other time as much as possible.
Phase 3 - not sure on price, Orthodontist said this phase would be least expensive, probably about 1500.00. Once all her adult molars are in she will have to have for braces/brackets another 6 months to a year and possibly retainers afterward so they don't move back.
Needs a New Pea Title
Loc: Valley of the Sun
|Posted: 1/23/2013 11:59:47 PM|
Waiting was our course of action as well, upon the advice of the Ortho. Things shift so much as they get older. He said he was glad we waited as its a much simpler process for DD (13) now. About 18 months total is what he estimates. Nonetheless, total bill was $6000. $1000 from insurance, $1000 from our FSA and we are paying the rest on payment plan. No interest.
He's also waiting to see what happens with DS2 and said DS1 doesn't need anything.
"When you judge another, you do not define them, you define yourself." -- Wayne Dyer
Loc: Poconos PA
|Posted: 1/24/2013 7:45:06 AM|So far two of my six have braces, they will all need it eventually. Cost for us (OOP) is $4,500. We pay a $2,000 deposit and the rest monthly. I think they give us a bulk discount
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|Posted: 1/24/2013 9:48:36 AM|
DD's cost about $5000, our insurance paid half.
Lost and Found in Pea-land
Loc: NC but wishing I was somewhere else
|Posted: 1/24/2013 11:13:23 AM|
My son had a palate expander and upper braces when he was 11 years old. It cost around $3000, half of which was covered by insurance. The treatment lasted about one year.
I'm just a pea:)
Loc: *Sunny Southern California*
|Posted: 1/24/2013 6:23:35 PM|
I think cost varies geographically and by what your child needs are.
My braces 36 years ago were $2500 for 2 years
DD had two courses including a palette expander. Hers was over $5000 and started 15 years ago
DS is now in braces and needed oral surgery before hand and will need veneers after on two microdots.
Without the veneers (we having gotten that estimate yet) its about $8000
Though insurance covered a bunch of that.
The oral surgeon was separate from orthodontia. That we could not make payments on.
We put a large down payment and pay down the balance every month for the braces.
I don't think age makes a difference in cost. Braces are braces.
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Loc: Tarpon Springs, Florida
|Posted: 1/25/2013 12:00:49 AM|
I'm in my 40s and just had braces put on last month.
Both of my daughters have had them too. The oldest had them for 3 years. Cost me about 4k and she had to have two teeth pulled but the regular dentist did that so it wasn't too expensive. She is 23 now and we just paid for her to get another retainer, hers was a few years old.
My youngest cost me about 7k all together and this is for two years of braces, off in a few months, and two oral surgeries.
Insurance covered 1500 of each for my kids.
Mine cost 6k and I'm on the speed up plan. I have to get jaw surgery, no later than September as I will lose my insurance. Initially, it was a 24 month treatment but now it is 12. I have to keep them on about 5 months after the surgery. I go every two weeks and they had to put top and bottom on at the same time to make sure everything is moved into position by the surgery date. This obviously doesn't include the surgery which my medical will cover nor does it include the chin or gum grafts which my insurance will not cover.
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