Neighborhood kid broke our TV- What to do?

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Posted 11/13/2012 by Merry27 in NSBR Board
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Merry27
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Posted: 11/13/2012 12:16:16 PM
Kids were playing Wii and had on the wrist straps. Neighborhood kids slipped off and flew into our TV and cracked the screen- TV won't even turn on. We bought the TV last year- it is a $2500 3D.


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SharlaG
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Posted: 11/13/2012 12:17:59 PM
Learn to monitor the tightness of Wii wrist straps to better protect your next TV.

ETA: I've been fretting over the terseness of my reply. I'm sorry that you have damage to that nice TV. It's a bummer But it does sound like the child was using the product in the manner it was meant to be used, so I don't see how you can pursue him or his parents for damages, if that's what you were thinking.







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lespea
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Posted: 11/13/2012 12:20:00 PM
Yikes!! Did you tell his parents? I hate to say it, but they were in your house under your supervision and I don't know how that works as far as financial obligation goes. Maybe ask the parents to go in half with you? I don't think they would have any responsibility for it though. That really sucks. I hope you get it worked out.


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Posted: 11/13/2012 12:20:06 PM
That sucks! I'm sorry! How old is the kid? Not that it matters, just curious. I'd call the repair people to see if it can be repaired cheaper than buying a new one.

scraps_of_time
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Posted: 11/13/2012 12:22:27 PM
This is why I hate the Wii. We've not had an incident yet, but I have seen more tvs damaged by it. I think it's the chance you take for having that game system.




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Jane71
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Posted: 11/13/2012 12:22:46 PM
Yikes, that stinks. Afraid this is on you. Does insurance cover that? I would get an old tv for the kids to play wii on.

Jane71
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Posted: 11/13/2012 12:22:47 PM
Yikes, that stinks. Afraid this is on you. Does insurance cover that? I would get an old tv for the kids to play wii on.

GenealoPea
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Posted: 11/13/2012 12:23:04 PM
That really stinks. There would be no way I'd hold the parents responsible for replacing the TV, though - it was an accident that happened while you were in charge of the kids. Maybe you should consider moving the Wii system to a less expensive TV. I'm sorry you're having to deal with this!


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Posted: 11/13/2012 12:24:22 PM

Neighborhood kid broke our TV- What to do?
Nothing. Except kick myself for not making sure the wrist straps worked better. Or maybe wished I had put a protective piece of plexiglass on the screen knowing Wii remotes can go flying.

Merry27
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Posted: 11/13/2012 12:24:46 PM
Kid is 10 and plays wii all the time and knows to tighten wrist strap and that is a strict rule in our house. We are having a repair person come look at it and checking with our homeowners policy.


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julieberg
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Posted: 11/13/2012 12:25:03 PM


Wow! Expensive lesson on your part. No way would I call the parents or ever tell them. They would feel horrible and personally, I could never ask someone to pay for a $2,500. tv. My kids would not be playing wii on a tv that expensive and it easily could have been one of your kids.

I would also call insurance co to see if it is covered.

Maizie
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Posted: 11/13/2012 12:25:22 PM
Unfortunately that is a liability you have owning a gaming system like that. It sucks, but it would fall on you I believe.



busypea
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Posted: 11/13/2012 12:25:24 PM
What to do? Go buy a new TV and DO NOT mention it to the kid's parents.

It was an accident. He had the wrist strap on, as he should, and it slipped. It could have happened to anyone. It's a risk you take when you let kids play Wii on an expensive TV.

If he'd done something intentional, was being rowdy, not following rules or somethign like that, my answer might be different. But in this case, I don't think the child or his parents have any responsibility to reimburse you and even mentioning it to them will only make them feel guilty/embarrass them.

Luvspaper
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Posted: 11/13/2012 12:26:39 PM
I can't even begin to imagine that I would even tell the other parents much less ask for help for paying some or all of it. It was an accident. It is not like the child heaved the control at your TV because he/she got mad!

Like someone else posted, it could as easily have been your child. And I know many times my kids don't even wear the straps!

But then again, our Wii is hooked up to the cheapest TV in the house as is our Xbox.

Maizie
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Posted: 11/13/2012 12:26:52 PM
I am not sure making a claim for a tv is the best thing to do on an insurance policy... couldn't that raise your rates?



not2peased
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Posted: 11/13/2012 12:27:14 PM

What to do? Go buy a new TV and DO NOT mention it to the kid's parents.

It was an accident. He had the wrist strap on, as he should, and it slipped. It could have happened to anyone. It's a risk you take when you let kids play Wii on an expensive TV.

If he'd done something intentional, was being rowdy, not following rules or somethign like that, my answer might be different. But in this case, I don't think the child or his parents have any responsibility to reimburse you and even mentioning it to them will only make them feel guilty/embarrass them.


agreed


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Posted: 11/13/2012 12:35:48 PM
If I were the child's parent, I'd be pretty annoyed that you let my child play with something that could result in such an expensive breakage. I certainly wouldn't feel obligated to offer to pay for the repair.

myboysnme
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Posted: 11/13/2012 12:37:47 PM
I saw this very scenario on Judge Judy recently. She held the owner of the TV responsible for the damages, even though it was an accident. No fault of the kid's parents.


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Posted: 11/13/2012 12:40:19 PM

What to do? Go buy a new TV and DO NOT mention it to the kid's parents.

It was an accident. He had the wrist strap on, as he should, and it slipped. It could have happened to anyone. It's a risk you take when you let kids play Wii on an expensive TV.

If he'd done something intentional, was being rowdy, not following rules or somethign like that, my answer might be different. But in this case, I don't think the child or his parents have any responsibility to reimburse you and even mentioning it to them will only make them feel guilty/embarrass them.
Totally agree!



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Susie_Homemaker
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Posted: 11/13/2012 12:44:35 PM
Cry! and then suck it up and buy a new one or fix the old one.

I agree, he was following your rules when it happened. It's not his fault. I'd never tell the parents with the intention of having them pay for part of it. The kid didn't do anything wrong.




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Tango1*
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Posted: 11/13/2012 12:49:37 PM
I saw this exact scenario on Judge Judy. The tv owner was suing the family of a young girl for breaking the tv when the Wii remote went flying through the screen. The judge told him it was 100% his responsibility, and that if instead of just a broken tv, someone had been injured by the flying remote, he would be liable for that too.

Buy a new tv, don't tell that parents, and be thankful it was just a tv.

scrappitypea
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Posted: 11/13/2012 12:58:20 PM
Agreeing with BusyPea, as usual. Please do not mention this to the child's parents.








cmpeter
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Posted: 11/13/2012 1:01:43 PM
I would also just suck it up, as much as that hurts.

Did you happen to pay for it with your cc and was it in the last year? We put those types of purchases on our cc for the additional purchase protection they provide. You might be out if the protection period though since you bought it last year. Ours refunded me the price of my coffee table after I spilled nail polish on it and destroyed the finish.


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gritzi
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Posted: 11/13/2012 1:10:20 PM
Unfortunately it was a costly mistake that happened.


What to do? Go buy a new TV and DO NOT mention it to the kid's parents.

It was an accident. He had the wrist strap on, as he should, and it slipped. It could have happened to anyone. It's a risk you take when you let kids play Wii on an expensive TV.

If he'd done something intentional, was being rowdy, not following rules or something like that, my answer might be different. But in this case, I don't think the child or his parents have any responsibility to reimburse you and even mentioning it to them will only make them feel guilty/embarrass them.


Well stated!

MergeLeft
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Posted: 11/13/2012 1:15:25 PM
And this is why our Wii is on our old TV upstairs, not the nice big one downstairs.

Sorry, OP, you're responsible, not the kid. And this is totally not the thing to submit to your HOI. You'll raise your rates and still end up paying a hefty deductible.



Really Red
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Posted: 11/13/2012 1:18:28 PM
I am so so sorry!

If kid was acting insane and you had previously said something to him and/or he did it on purpose, it would be a different story.

Just so sorry for your loss. It would make me sick, but I am not sure I'd be allowing my kids to play with a $2500 TV. They get the crappy old one. Really.


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lovetodigi
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Posted: 11/13/2012 1:28:43 PM
Sorry your tv is broken, but I don't think that you can go after the boys family to pay to replace it. He did not do it on purpose.

Check you homeowners insurance. Did you get an extended warranty? Sometimes that will cover accidents. Did you pay by credit card? Some cc companies a warranty on things that you buy with their card.




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myshelly
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Posted: 11/13/2012 1:32:55 PM
I have heard of lots of tvs broken by wii remotes.

A wii shouldn't be hooked up to a $2500 tv.

It's on you. No way is the other kid's parents at all responsible.



h&hmommy
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Posted: 11/13/2012 1:34:26 PM
Our son just broke our tv in the same manner. Really, if they had the wrist strap on, it is truly an accident. We got a new tv and ordered a plexiglass screen to go in front of it.


PierKiss
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Posted: 11/13/2012 1:35:58 PM
Do they make plexiglass covers for tv? I want one!



UkSue
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Posted: 11/13/2012 1:37:13 PM
I don't understand not claiming on insurance in case it raises your premium- isn't that what insurance is for? I have claimed for accidental damage before, and the insurance premium only rose by about the same they seem to rise every year.


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Posted: 11/13/2012 1:39:59 PM
It's on you - you allow them to play.

I agree with those who say not to mention it to the other child's parents. They have no responsibility.


Nancy


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Posted: 11/13/2012 1:40:57 PM
I have seen this exact on several TV "judge" shows, lately. In every single one they ruled in favor of the defendant(child's parent).


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backtoscrap
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Posted: 11/13/2012 1:41:18 PM
Personally, I have an old tv that the wii is hooked up to for the grandkids. As for the OP, I think you'll have to suck it up.

Woobster
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Posted: 11/13/2012 1:41:53 PM
If the kid ran up and karate chopped the TV, I'd be speaking with the parents.

Since this was very obviously an accident, I'd chalk it up as such and not mention it to the parents. The kid probably feels pretty bad about breaking your TV already.

*~*amanda*~*
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Posted: 11/13/2012 1:42:09 PM
Oh wow. Im so sorry, I cant imagine how sick you are over this!

I don't have anything new to add. The first thing I thought of was a Judge Judy case I saw just a few days ago.

She told the television owner that she assumed responsibility for the child when she allowed the child in her home and the repair was up to the television owner.



wholarmor
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Posted: 11/13/2012 1:48:40 PM

I saw this very scenario on Judge Judy recently. She held the owner of the TV responsible for the damages, even though it was an accident. No fault of the kid's parents.

LOL. I see several of us have seen this episode.
Sorry to hear about your t.v.


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bestcee
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Posted: 11/13/2012 1:49:23 PM

I saw this exact scenario on Judge Judy. The tv owner was suing the family of a young girl for breaking the tv when the Wii remote went flying through the screen. The judge told him it was 100% his responsibility, and that if instead of just a broken tv, someone had been injured by the flying remote, he would be liable for that too.

Buy a new tv, don't tell that parents, and be thankful it was just a tv.


That was my first thought! In fact, the repeat was on here yesterday. And that kid wasn't wearing the wrist strap.

Maybe you can pick up a new tv, and a cheap one for Black Friday? Both Target and Wal-Mart have some on sale.


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Merry27
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Posted: 11/13/2012 1:52:55 PM
That is what I thought- it was an accident. However, if our kid broke something at one of the neighbors we would replace it immediately even if it was an accident.


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chelsea_bug
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Posted: 11/13/2012 1:58:12 PM

That is what I thought- it was an accident. However, if our kid broke something at one of the neighbors we would replace it immediately even if it was an accident.
As much as I would like to agree with this, I couldn't come up with $2500 to replace neighbor's TV.


Chelsea_Bug

busypea
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Posted: 11/13/2012 2:04:04 PM

However, if our kid broke something at one of the neighbors we would replace it immediately even if it was an accident.

Yes, but... you have to remember that for a lot of people - even those who appear to be doing very well - $2500 to replace a neighbor's TV might not be possible. And think about how humiliated they would be if it was brought up and they *wanted* to replace it but simply couldn't.

I would not want to put anyone on the spot like that for an accident.

gmcwife1
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Posted: 11/13/2012 2:18:32 PM
I'm sorry What a bummer.


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Posted: 11/13/2012 2:19:12 PM
I'm going to agree with the majority.

How do you feel about having your son pay you to replace the TV or 1/2 ? .. since it was HIS friend that damaged it.

The kid's parents have even LESS liabity than your son.

Rhondito
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Posted: 11/13/2012 2:29:08 PM

That is what I thought- it was an accident. However, if our kid broke something at one of the neighbors we would replace it immediately even if it was an accident.


To me, there is a big difference in offering to pay for something your kid broke (accidental or not) and asking someone to pay you for something their child broke accidentally.

He didn't do it intentionally and it could have just as easily been your child who broke it. Replace the tv and think about getting a much cheaper one for the kids to use for gaming.


Rhonda



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Posted: 11/13/2012 2:32:17 PM

I could swear the sky is a little brighter and the birds are singing just a little louder...

The Peas would seem to be in agreement on this one.









happeawife
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Posted: 11/13/2012 2:57:20 PM
This exact case was just on Judge Judy. The one who was suing for the broken TV lost. She said it was an accident without intent.


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kmk1112
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Posted: 11/13/2012 3:06:17 PM

I don't understand not claiming on insurance in case it raises your premium- isn't that what insurance is for? I have claimed for accidental damage before, and the insurance premium only rose by about the same they seem to rise every year.


I had a friend who had several small claims like this on her auto insurance over a few years. When she bought her first home, her auto insurance company wouldn't even write her a homeowners policy because she had too many claims. She said she wished her agent had told her the implications of multiple claims.

We had some minor damage to our roof recently after some major damage in 2008. The insurance company hinted that we might be dropped if we placed a claim. Looking at that and our deductible, we decided not to file a new claim.

katiepotatie
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Posted: 11/13/2012 3:07:18 PM
Complete accident. I wouldn't mention a thing to his family or expect them to pay for a thing.



ramblin72
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Posted: 11/13/2012 3:37:06 PM
i also don't know why people don't use their insurance
my step mother is always claiming items on hers and it makes no difference to their premiums

writermom1
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Posted: 11/13/2012 3:40:05 PM
Sounds like a wrist strap/equipment failure not negligence or intentional act on the part of the child.

I would expect to pay for it.



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