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arelys1228
PeaFixture
PeaNut 422,247
May 2009
Posts: 3,234
Layouts: 161
Loc: Queens NYC
 |  Posted: 11/14/2012 11:40:55 AM
thank fully i did not lose or had destroyed any of my stuff that is stored in my garage. i was so worried during the hurricane - frankenstorm
im glad my landlord cleaned out the gutters and i had the durable all weater totes in my garge - everyting was ok |
| Love Peace Health and Happiness to you...Rosey | |
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Lemon Cupcakes
StuckOnPeas
PeaNut 214,965
July 2005
Posts: 2,004
Layouts: 43
Loc: Under The Stars
 | Posted: 11/14/2012 11:54:45 AM
I have a rider on my renters policy that covers my scrapbook stuff. I have like $6K in coverage. You could also bump up your contents coverage amount. For about $11 a month for my entire renters policy, I'd say it's worth it. | |
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tinkgumby
StuckOnPeas
PeaNut 281,136
October 2006
Posts: 2,262
Layouts: 6
Loc: DFW, TX
 | Posted: 11/14/2012 12:08:34 PM
I consider my scrapbook stuff as much a part of my home as anything else. I would definitely replace it if something happened to it. I need to go through sometime and inventory or get a better idea of value - though that could be a scary realization!    | |
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clee321
It is always easier to edit than it is to create
PeaNut 161,211
August 2004
Posts: 9,348
Layouts: 10
Loc: Land of Mold and Pollen
 | Posted: 11/14/2012 12:11:49 PM
I have a rider on my craft room which includes scrapbook stuff |
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pinkalishious
PeaNut
PeaNut 512,695
June 2011
Posts: 91
Layouts: 185
 | Posted: 11/14/2012 12:28:24 PM
is coverd too | |
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Keianna
PeaAddict
PeaNut 260,218
May 2006
Posts: 1,524
Layouts: 31
Loc: Missouri
| Posted: 11/14/2012 1:38:06 PM
I haven't but I probably should with the tools and whatnot. |
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scraptrinkets
BucketHead
PeaNut 94,950
July 2003
Posts: 706
Layouts: 15
Loc: Kansas
 | Posted: 11/14/2012 4:58:05 PM
DH realized how much I have invested and bumped our coverage up. | |
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angel97701
BucketHead
PeaNut 280,758
October 2006
Posts: 607
Layouts: 4
Loc: High Desert of Central Oregon
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Characterfan
StuckOnPeas
PeaNut 489,208
November 2010
Posts: 2,658
Layouts: 158
Loc: San Jose, CA
 | Posted: 11/14/2012 8:22:08 PM
Ive talked to DH about it, but he didn't think we need it. I don't think he realizes just how much it would cost to replace everything. We have a decent amount in our renters and he has extra coverage for all our electronics, but I think I should bring it up again. |
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revirdsuba
Wise~old Pea
PeaNut 17,460
June 2001
Posts: 22,115
Layouts: 94
Loc: Central NJ
 | Posted: 11/14/2012 8:45:53 PM
No I don't. I will say as the wind was howling and the power went out I was thinking that I should. | |
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wallflowersfan
StuckOnPeas
PeaNut 184,116
January 2005
Posts: 2,365
Layouts: 78
Loc: Nevada
| Posted: 11/14/2012 9:23:11 PM
I do. I have over 75k in supplies and if anything happened to it, I'D FREAK!  |
<3 Brandy
Visit my websites:
www.spillthebeansetc.com
www.thestachestore.com
Have a {stache}tastic day! | |
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trixie*
PeaNut
PeaNut 417,751
April 2009
Posts: 214
Layouts: 3
Loc: Chesterton Indiana
| Posted: 11/15/2012 6:47:52 PM
Ladies I so recommend insuring your goodies. It takes a long time and money to get the supplies we want. I had a fire in January and lost everything including my scrap room. I had a lot of goodies well over $30,000. It was insured and thankfully I am able to build up my stash. Jus twitting for my scrap room to be finished. Please please consider it. | |
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jillienedesigns
BucketHead
PeaNut 346,707
November 2007
Posts: 934
Layouts: 62
Loc: San Jose, CA
 | Posted: 11/15/2012 7:52:48 PM
I need to up my policy. Its been at least 5 years since I updated it and we all know how many supplies can be acquired over 5 years. Thanks for the reminder. |
Jilliene Isaacs
http://jillienedesigns.blogspot.com
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SammieJay
PeaNut
PeaNut 511,830
June 2011
Posts: 275
Layouts: 28
| Posted: 11/15/2012 11:04:10 PM
I need to start working on an inventory. | |
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scrapmomto5
PeaAddict
PeaNut 318,259
May 2007
Posts: 1,228
Layouts: 0
Loc: Florida
| Posted: 11/16/2012 7:21:19 AM
Wow!! Never even thought about this!! You peas are so smart!! | |
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Miglets
PeaAddict
PeaNut 19,198
July 2001
Posts: 1,135
Layouts: 2
Loc: NJ
| Posted: 11/16/2012 7:26:40 AM
I've thought about the cost/effort of replacing it all (mine is in the basement, so the possibility of flood damage is very real) but never thought about insurance. Guess what topic we'll be discussing during tomorrow morning's 'coffee chat'? |
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JenBoom
PeaAddict
PeaNut 212,849
July 2005
Posts: 1,716
Layouts: 122
Loc: I *heart* NY
| Posted: 11/16/2012 7:31:33 AM
When I was teaching and had 100x the supplies I have now plus, over 2,000 wood mounted stamps I had a personal property rider on my (then) renter's policy for $10,000. I made copies of my rubber stamp catalog (image/company/style number/cost) and kept them at my parents house in case anything happened to my place. The rider only added $2-3 a month at the time and was worth it to me. |
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