What would you do with $10,000?

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Posted 1/23/2013 by icedpea in NSBR Board
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Ancient Ancestor of Pea

PeaNut 160,179
July 2004
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Posted: 1/23/2013 3:43:30 PM

Last year DH's parents retired and sold their house, giving us $10,000. I asked the same question here. We ended up putting the full amount on our mortgage. We're doing the same thing this year when my parents sell their house.

Is there some law that states your parents have to give you 10k when they sell their house? If so, I've been ripped off.

I would take a trip back to Italy and this time, take my dh.

Pea Who Should Be Cleaning!

PeaNut 145,006
May 2004
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Loc: at home in front of the computer

Posted: 1/23/2013 3:58:22 PM
Use it as part of a deposit for a new home.


PeaNut 190,378
February 2005
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Loc: Near Atlanta, GA

Posted: 1/23/2013 4:17:22 PM
Put it into a retirement account. I don't have retirement through my job, so I need to put away as much as possible or I'll be teaching until I die!

Mother to Catherine (20), Zane (18), Kent (16)

'Cause I'm as free as a bird now

PeaNut 104,551
September 2003
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Loc: Missouri

Posted: 1/23/2013 4:24:26 PM
replenish the nest egg that took a hit when we had to open a new busines.

I like your ideas better, much more fun than mine.


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PeaNut 67,643
February 2003
Posts: 16,809
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Loc: Peachtree City, GA

Posted: 1/23/2013 4:53:57 PM
Today, every bit of it would go towards paying off CC debt.

Nine years ago, we did suddenly inherit $10,000. At that time, it went to pay for braces for 2 kids, 2 new computers, and a family vacation.



PeaNut 188,256
January 2005
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Loc: Northern New Jersey

Posted: 1/23/2013 5:24:07 PM
put it in my retirement account

UpNorth Scrapper
Seriously warped and appalling

PeaNut 99,963
August 2003
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Loc: Minnesota

Posted: 1/23/2013 5:25:43 PM
We would buy a car for our teenage daughter.


Living life on the left

PeaNut 69,081
February 2003
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Posted: 1/23/2013 5:29:34 PM
$2500 to each of my kids' college funds and $5000 to my credit card.

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PeaNut 34,268
March 2002
Posts: 14,189
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Loc: Calgary, Alberta

Posted: 1/23/2013 5:31:02 PM
We would spend part of it on a vacation and put the rest onto our mortgage ...


Ancient Ancestor of Pea

PeaNut 9,019
January 2001
Posts: 5,673
Layouts: 22
Loc: michigan

Posted: 1/23/2013 5:40:21 PM
pay off credit card and newly acquired vet bill ($500) and put the rest on my car loan. that would almost pay off my car and then we could buy my husband a newer truck.



PeaNut 277,850
September 2006
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Loc: BrOkeN ArRoW, OK

Posted: 1/23/2013 5:42:16 PM
A vacation to Europe!

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PeaNut 403,496
December 2008
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Loc: Illinois

Posted: 1/23/2013 5:46:25 PM
I'd go back to school for my M.A., most likely in a human services field.

Al Gore for HOF

PeaNut 8,339
December 2000
Posts: 10,655
Layouts: 67
Loc: Texas

Posted: 1/23/2013 5:49:32 PM
I would remodel our master bathroom.

It's built pretty stupidly. It's large, but the space is wasted. I'd shorten the long 2 sink vanity into a smaller 2 sink vanity for starters. That would mean I'd have to re-plumb the second sink and drill in the concrete to move the drain. Then I'd move the bathtub over, which again, would mean re-plumbing it and drilling in the concrete to move the drain.

At that point we'd move the wall in, allowing the tiny closet with room for one to become a true "his and hers" closet.

I'd also have to completely re-do the shower.

And since I'd be moving the vanity and the tub, I'd have to rip out all the flooring and replace it.

That would pretty much eat up all of the $10,000.


"A little glitter can turn your whole day around." Junie B. Jones

sunny 5

PeaNut 472,024
June 2010
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Posted: 1/23/2013 5:55:25 PM
we did inherit $10,000--it paid for our Hong Kong income taxes..we were living there and had to pay income taxes before the end of the tax year...and they do no withholding there.


PeaNut 438,682
September 2009
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Posted: 1/23/2013 5:59:18 PM
Most likely put it in my retirement account. Second choice would be either to put it towards the mortgage or college fund. A few minor home improvements would be very tempting though..


PeaNut 300,909
March 2007
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Loc: Waikato

Posted: 1/23/2013 5:59:32 PM

It would go towards our Africa trip. Sadly, that would only cover about 40% of the trip.

It is extremely expensive. But well worth the trip if you understand that warlords are the local police customs etc and bribes are their salary.

I would leave the country again for Africa if I could take DD as well.


PeaNut 157,667
July 2004
Posts: 4,403
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Loc: Upstate NY

Posted: 1/23/2013 6:07:11 PM
I'd redo our small bathroom and lay new floor in the kitchen. If there was any left after that, I'd love a new front door.

Chicks Dig Giant Robots

PeaNut 79,113
April 2003
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Loc: Pennsylvania Dutch country

Posted: 1/23/2013 6:11:42 PM
Go back to Iceland and stay for a while!!


Michelle Rae

PeaNut 11,947
March 2001
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Posted: 1/23/2013 6:19:48 PM
New roof, and 4 new windows. If anything were left ds's college fund.

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PeaNut 204,709
May 2005
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Loc: Northern Illinois

Posted: 1/23/2013 6:22:30 PM
A long vacation.


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PeaNut 297,141
February 2007
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Loc: South Carolina

Posted: 1/23/2013 6:29:59 PM


Air Force Mom Of 1

PeaNut 299,314
February 2007
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Loc: East TN

Posted: 1/23/2013 6:31:39 PM
New living room furniture and the rest on the mortgage.

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Mommy Peas-alot

PeaNut 100,930
August 2003
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Loc: nc

Posted: 1/23/2013 6:34:06 PM
dental work
pre-listing updates on our house


PeaNut 421,983
May 2009
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Loc: Washington

Posted: 1/23/2013 7:30:17 PM
Vacation for sure...$9,999.99 and toss the penny back in the coin jar we keep for a rainy day!


chatty chatty

PeaNut 120,522
December 2003
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Loc: San Jose, CA

Posted: 1/23/2013 7:34:35 PM
Our son's (now out of reach) private HS educations.


it rhymes with banana

mom to a 21 yo dd, 14 yo ds, and 11 yo ds and a scrapper for 13 years

Ancient Ancestor of Pea

PeaNut 34,233
March 2002
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Loc: MN

Posted: 1/23/2013 7:40:02 PM
My DH's grandma gave us each $13,000 or $26,000. We needed a new car so we spent all, but $6000 on that. We put the rest in the bank.

- Renee
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PeaNut 65,877
January 2003
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Loc: So CA

Posted: 1/23/2013 9:05:10 PM
Put it toward a new car. We need to replace both of our cars soon.

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PeaNut 265,518
June 2006
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Loc: mid New York state

Posted: 1/23/2013 9:06:53 PM
i would have a hall closet built. Anything left over would go toward finishing the driveway.

...Ok, and i'd totally get a massage and a facial. Long ones.


.. .. ..

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PeaNut 421,228
April 2009
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Loc: Appalachia

Posted: 1/23/2013 9:10:49 PM
Pay off DH's jeep, DD's braces, and back taxes. That would eat up most of it. With what's left I'd have our cat that humps everything neutered and put the rest in savings, .


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Ancient Ancestor of Pea

PeaNut 151,660
June 2004
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Loc: KY

Posted: 1/23/2013 9:17:28 PM
payoff some bills, go on vacation, and give whatever is leftover to DH to start building a garage/finish our basement.

Trolls *heart* me!!


PeaNut 15,108
May 2001
Posts: 3,301
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Posted: 1/23/2013 9:25:34 PM
College savings, five kids, I am boring.

Angel Pea

PeaNut 287,209
December 2006
Posts: 344
Layouts: 1

Posted: 1/23/2013 9:27:37 PM
It'll just go to my medical expenses for 2013.
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PeaNut 548,462
March 2012
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Layouts: 0

Posted: 1/23/2013 9:55:41 PM
That actually happened to me. I was awarded a settlement from my employer due to an accident. We used a portion on a vacation and then saved the rest to help pay for my daughter's wedding. We had the money in an account for about 10 years. It was so nice to be able to give her that money for her to do something wonderful with it. I still suffer effects from the accident but it helps knowing that I made lemonade from lemons


PeaNut 434,842
August 2009
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Posted: 1/23/2013 9:58:29 PM
I'm boring too - put it toward paying off the house.


PeaNut 112,841
October 2003
Posts: 512
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Loc: Canada

Posted: 1/23/2013 10:04:35 PM
What I would WANT to do with it would be use it to travel but what I would end up doing with it would be to throw it at my debt/bills...

Sometimes I hate being a responsible grown up....even when it's playing let's pretend...

You gots to access your uncrazy side.

PeaNut 83,119
April 2003
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Posted: 1/23/2013 10:07:31 PM
If I had to spend it? I'd retile my bathroom.

Still hangin on.

PeaNut 85,283
May 2003
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Loc: Orlando

Posted: 1/23/2013 10:08:47 PM
I would put every last penny into savings. We plan to retire in three years and we are trying to sock some $$ away. Of course, if I didn't need to save it, I'd use it for a down payment on a new car (probably our last).



PeaNut 574,604
December 2012
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Posted: 1/23/2013 10:11:39 PM
Probably take the trip to France my dh is dying to go on.


PeaNut 503,375
March 2011
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Layouts: 3

Posted: 1/23/2013 10:18:58 PM
Put it into savings, at least until my current unpaid maternity leave is over in August.

Otherwise- replace the carpet in pretty much the entire house. Save for replacement cars. WOuld love to save for a vacation, but that's pretty far off.


PeaNut 312,769
April 2007
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Loc: northeast pa

Posted: 1/23/2013 11:49:10 PM
A trip to Disney with half and the rest would go to new furniture throughout my house that my husband refuses to replace--starting with a new bed!!


PeaNut 532,844
December 2011
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Loc: Australia

Posted: 1/24/2013 12:31:39 AM
Easy. I'd buy an old bus and redo the inside. Make a little home on wheels and drive right around and then down the middle of the country.

To the right, To the right

PeaNut 51,257
October 2002
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Loc: Usually NSBR, an un"pea"dictable place :)

Posted: 1/24/2013 2:34:58 AM
Spend @ 1/3 on a trip for DH & me, 1/3 toward paying off car, 1/3 to savings.


"The Constitution is not an instrument for the government to restrain the people, it is an instrument for the people to restrain the government -- lest it come to dominate our lives and interests."
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PeaNut 87,007
May 2003
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Loc: QLD, Australia

Posted: 1/24/2013 2:45:29 AM
Right now we'd use it to help pay for a new car. Otherwise it would probably go toward an IVF/surrogacy baby fund.


Ancient Ancestor of Pea

PeaNut 220,508
August 2005
Posts: 5,593
Layouts: 54
Loc: IL

Posted: 1/24/2013 6:42:59 AM
The responsible answer would be to pay bills, but I would use it on a trip to Europe. I went for a few weeks on a school type trip and hit the highlights.

I would love to go back and take my family and spend some time at the places I really fell in love with and do the things I wasn't able to with my school group.

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PeaNut 359,474
January 2008
Posts: 2,829
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Loc: Moving!

Posted: 1/24/2013 1:41:59 PM
1. Pay the taxes on it.

2. Trade the remainder and turn it into $100,000.

3. Pay the taxes on that income.

4. Trade the remainder and turn it into $1,000,000.

Rinse, repeat.

Insert witty title here

PeaNut 8,771
December 2000
Posts: 9,250
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Loc: Portland, OR

Posted: 1/24/2013 2:26:28 PM
Kids' college accounts.


Thrift Whisperer

PeaNut 114,407
November 2003
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Loc: At the intersection of Hooterville and Stars Hollow

Posted: 1/24/2013 2:27:00 PM
Pay Bills or save it. I'm so sexy that way.

*Delphinium Twinkle*
I'm just a pea:)

PeaNut 163,613
August 2004
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Loc: *Sunny Southern California*

Posted: 1/24/2013 2:28:27 PM
I would tent my house for termites, pay for DGDs pallet expander and save the rest to put towards college for DS

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PeaNut 51,706
October 2002
Posts: 3,996
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Loc: South Jersey Girl

Posted: 1/24/2013 2:35:47 PM

Pay off our bills and go to Disney World.


Cold Pea on a Cracked Plate

PeaNut 156,343
July 2004
Posts: 5,250
Layouts: 46

Posted: 1/24/2013 3:39:39 PM
Throw it at student loans and/or mortgage. Oooh, paint the house first.

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