What would you do if you were given ....

Two Peas is Closing
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Posted 2/6/2013 by *Leanne* in NSBR Board
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PeaNut 370,521
April 2008
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Posted: 2/7/2013 5:00:44 AM
5,000 to take the kids to Disney - finally
5,000 to pay off bills
10,000 put in savings

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PeaNut 555,199
May 2012
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Loc: Michigan

Posted: 2/7/2013 5:11:03 AM
I would use it to send DD to parochial school and a LONG over due family vacation.
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Ancient Ancestor of Pea

PeaNut 37,012
April 2002
Posts: 5,503
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Loc: Lehigh Valley, PA

Posted: 2/7/2013 5:31:49 AM
Pay down some debt, if not all, and then pay for our upcoming vacation. After that, maybe a fun splurge for each of us.

Um, this is Two Peas. First world problems are the subject of approximately 93.17% of the threads here. It's our specialty. -Busypea

Go confidently in the direction of your dreams. Live the life you've always imagined. ~Thoreau

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PeaNut 217,769
August 2005
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Loc: NY

Posted: 2/7/2013 5:54:35 AM
Save half, use the other half for a Disney trip.


PeaNut 211,645
June 2005
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Loc: Kirriemuir, Scotland

Posted: 2/7/2013 5:58:13 AM
Right now - since I am out of work and struggling; I would pay the mortgage arrears and hold it for as many future payments as it would cover until I am back in work and I would keep a month's essential living costs to one side because as soon as I find a job I would have no income until payday which is likely to be a month.

Here was what I had to decide though a few weeks ago: A friend sent me a gift of $30 - with the hope that I would use it for treats. How would you spend that?

Now assume that it represents about 1/4 of a week's income for you - would your spending choices be different? Does that change you view of what is a treat?

Not posted as a sympathy seeker - I am genuinely interested in how peoples' perceptions of monetary value change in different situations.


There are two ways of spreading light: to be the candle or the mirror that reflects it. Edith Wharton


PeaNut 128,304
February 2004
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Loc: USA

Posted: 2/7/2013 6:00:34 AM
Half would go for an amazing trip, Italy maybe.
Half would go into savings.

Proudly Canadian

PeaNut 43,061
July 2002
Posts: 33,591
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Posted: 2/7/2013 6:19:18 AM
I'm really surprised at how many people would save a windfall instead of actually doing something with it. Kind of sad to me in a way. Windfalls are about fun stuff, not being practical. I'd put a tiny bit away (maybe 10 for future stuff, but I have no qualms in spending most of it on the fun things in life.

I'm really surprised that few others are like that.


PeaNut 53,328
October 2002
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Loc: Bellaire, TX

Posted: 2/7/2013 9:17:18 AM
I'd use it as a down payment on the car I really want.

Doing strange things in the name of Art

PeaNut 94,583
July 2003
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Loc: "Oh, here go hell come" AZ

Posted: 2/7/2013 10:55:45 AM
Half would go towards my student loans. The rest to help get the building of our house started.

(sorry for the big picture - still trying to fix it!)


My blog on life, art and whatever! Go to " Unseasonably Warm " at unseasonably.blogspot.com

"I know God doesn't give me anything I can't handle. I just wish He didn't trust me so much." -- Mother Teresa


PeaNut 300,909
March 2007
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Loc: Waikato

Posted: 2/7/2013 1:25:15 PM

Cake Diva

PeaNut 90,802
June 2003
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Loc: Fergus, Ontario

Posted: 2/7/2013 1:45:45 PM
Half would be set aside to put towards DD's university in the fall.

The other half we would use to spruce up the house - landscape the front, pave the driveway, expand the deck out back.


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PeaNut 479,777
August 2010
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Posted: 2/7/2013 1:48:08 PM
Pay off our DS's orthodontic bills, and save the rest to go toward our kitchen remodel.

Jeepers PEApers

PeaNut 10,973
February 2001
Posts: 2,210
Layouts: 1

Posted: 2/7/2013 1:48:24 PM
Donate a good chunk to our local Humane Society.
Pay off the small balance on hubby's truck.
Use the rest for our planned addition to our home. We are adding on a master bedroom and bathroom that is much needed as our home is teeny tiny. My husband is disabled, so we are incorporating his needs into the floor plan of the addition.
Plane tickets to visit my 24 year old son in Montana.
The possibilities are endless...

Living life on the left

PeaNut 69,081
February 2003
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Posted: 2/7/2013 2:01:12 PM
Half to credit card, and 1/4 each to kids college.

My choice is to not take it personally - people have opinions. Particularly people here.-Peabay 12/29/11
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Magical Pea

PeaNut 62,544
January 2003
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Loc: Brandon, MS

Posted: 2/7/2013 2:11:10 PM

Half to taxes and half to a car, since it is just that time for me again.



PeaNut 578,239
January 2013
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Loc: NC

Posted: 2/7/2013 8:34:24 PM
Daughters college fund...
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Seems a pity to miss such a good pudding.

PeaNut 247,139
February 2006
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Loc: Spokane, WA

Posted: 2/7/2013 10:42:17 PM
DH and I would go to Italy. The rest into the college fund.


Ancient Ancestor of Pea

PeaNut 21,328
September 2001
Posts: 6,413
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Loc: at my computer

Posted: 2/7/2013 10:44:46 PM
I would spend half on a trip and give half to charity.


PeaNut 25,268
November 2001
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Loc: Chicagoland

Posted: 2/7/2013 11:12:50 PM
College funds, for sure.


How about you, Lash LaRue?

PeaNut 51,689
October 2002
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Loc: Melbourne, Australia

Posted: 2/8/2013 3:31:12 AM
Is that all? So much to do, so little money LOL!

I guess I would pay off the credit cards first. Buy DSO a new (2nd hand) car. If there was anything left over (which there wouldn't be with *only* $20,000) I would put it towards a family holiday overseas. Or towards home improvements.

Not one red cent would go into saving!

someone pass the crayons!

PeaNut 169,054
September 2004
Posts: 8,686
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Loc: in my own little world - but it's ok -everyone knows me here

Posted: 2/8/2013 8:07:35 AM
Save half
Pay bills with the rest




chatty chatty

PeaNut 120,522
December 2003
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Loc: San Jose, CA

Posted: 2/8/2013 9:51:06 AM
Kid's HS education


it rhymes with banana

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PeaNut 3,030
February 2000
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Loc: GA

Posted: 2/8/2013 11:19:33 AM
I would put at least $10K into our business - upgrades and materials for the remodel we have planned. I would be torn with the rest - put toward mortgage? Kids savings? Our savings? Blow a little? Pay off debts? We only owe on the mortgage, one car, and one business vendor. $10K toward any of those three bills would make things much more comfortable. But I also have a 10th grader - college is right around the corner.
Wow. Wouldn't it be nice to have the problem of how you're going to spend that much money?

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PeaNut 159,331
July 2004
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Loc: Vancouver Island, BC, Canada

Posted: 2/8/2013 11:20:28 AM
Save $15K of it and spend the remaining $5K on vacation(s). I might get 2 trips out of it - not sure.

-Tania... but people who like me call me `Tang`

The secret of a good life is to have the right loyalties and hold them in the right scale of values.
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Ancient Ancestor of Pea

PeaNut 134,808
March 2004
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Loc: East Coast

Posted: 2/8/2013 11:24:08 AM
New kitchen, baby.

Granite counters, new stove/dishwasher, awesome white cabinets.

Can you make that $40,000? Pretty please???

Peas and Harmony

PeaNut 26,719
January 2002
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Loc: Pond Inlet

Posted: 2/8/2013 11:35:04 AM
I'd invest 10000-12000 and put the rest toward a trip this year and next year

Have fun with your $$

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PeaNut 265,518
June 2006
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Loc: mid New York state

Posted: 2/8/2013 11:38:15 AM
House stuff and pad the emergency fund a bit more.

.. .. ..

When I'm old, I don't want them to say of me, "She's so charming!", I want them to say, "Be careful, I think she's armed!" - G. Stoddart


PeaNut 11,889
March 2001
Posts: 1,476
Layouts: 5
Loc: Alaska

Posted: 2/8/2013 12:38:05 PM
First I would pass out!

I would pay off credit card debt and save the rest. Not very exciting I know!


PeaNut 284,458
November 2006
Posts: 1,446
Layouts: 4
Loc: Minnesota

Posted: 2/8/2013 2:28:20 PM
I would remodel my kitchen. Since we do the work ourselves, we could probabaly do it for $15k and use $5k on a trip to Italy!

~Brenda K~

lunch is for wimps

PeaNut 261,669
May 2006
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Loc: Hotel for Cats

Posted: 2/8/2013 6:46:08 PM
Vegas baby. Double or nothin'.

Sleeping with a Serial Killer

PeaNut 262,757
May 2006
Posts: 5,642
Layouts: 7
Loc: Big Bottom Valley

Posted: 2/9/2013 1:31:46 AM

Not posted as a sympathy seeker - I am genuinely interested in how peoples' perceptions of monetary value change in different situations.

Cathy, I know exactly what you mean.

ANd how I came to get the $$ might make a difference as well. A lotto win seems more like "Yee-haw" money to me than if it comes as some sort of settlement.

For me, it would be $5000 down on a new car, up to $5000 on a few splurges/gifts/RACs (my DH has always wanted a welder) $5000 in long term savings and the rest would just go into an account to just make life a little sweeter: Fridge dies? No worries, use the sweet life account to offset any bite to the budget, that kind of thing.

We have no credit card debt, only six years left to pay on our house, kids are managing college expenses w/o loans. Of course, now that I only put $5000 down on our new car we will have a car payment...

But if we get to DOUBLE our free $$ to $40,000 as a PP up thread suggested, then I want new flooring, new furniture, new...

*********Sue Who? *******

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Words are hard.-Hannah Kelly

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