S/O - how old were you when you bought your first home?

Two Peas is Closing
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Posted 2/9/2013 by DastardlyBoo in NSBR Board
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pea long and prosper

PeaNut 82,656
April 2003
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Posted: 2/9/2013 3:28:34 PM
The thread about bratty 20-somethings wanting their dream home made me think about my first house.

I was 18 years old, and too naive to realise how big a deal it was. It was a small starter home - but it was brand new. I was engaged to my first husband at the time and it was really important to him that we didn't pay rent - so we looked for something we could afford to buy.

I know home ownership (well home mortgage-ship) is not the be all and end all of our existence, but I am kind of proud of my 18 year old self.

Not all those who wander are lost. ~J.R.R. Tolkien

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PeaNut 69,237
February 2003
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Posted: 2/9/2013 3:30:18 PM
31. DH and I found out we were pregnant with DD about two days after we closed on the house

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PeaNut 43,833
July 2002
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Posted: 2/9/2013 3:30:40 PM

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PeaNut 90,289
June 2003
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Posted: 2/9/2013 3:31:16 PM
We bought our first home (new construction) a couple weeks before we married. I was 29 y.o. & had previously lived in apartments while attending college, graduate school, & working which required extensive travel).


PeaNut 326,405
July 2007
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Posted: 2/9/2013 3:32:29 PM
We were 22,moved here two months before our wedding. I am proud of us too and happy that we had the experience so young...we don't have granite counters though or main floor laundry or walk in closets

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PeaNut 211,902
June 2005
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Posted: 2/9/2013 3:34:34 PM
22 - 6 mos before our wedding. DH was 23.

BUT... that five year old, three bedroom, 1600 square foot house cost $66,000! We could afford the mortgage, and I had worked full-time for 3 years as a medical lab tech. while living at home with my parents, so had the $ to buy all new furniture and appliances for the house.

Today, there is NO WAY that our 22 and 25 yo "kids" could do anything like that! Our purchase was back in '82....

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PeaNut 151,172
June 2004
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Posted: 2/9/2013 3:34:35 PM
Twenty-five. Still here too!

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PeaNut 97,456
July 2003
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Posted: 2/9/2013 3:35:01 PM
I think I was in my mid 20s. It was a new house, but outside the city limits so it didn't cost a fortune.

I was also shocked at the responsibilities of being a homeowner. Things like the water heater going out, that you were supposed to change the air filters for the aircon regularly etc etc. It was a lot more than I expected, but all good lesson.

ETA: I was single....it would have been easier with a husband to fix stuff!!


PeaNut 150,604
June 2004
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Posted: 2/9/2013 3:36:07 PM
DH already owned his 2nd home when I met him and we bought our first house together when I was 27 and he was 30. We moved in 2 days after we got married (although we had been living together in his previous house)Almost 18 years later and we are in our third house together.

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PeaNut 25,575
December 2001
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Posted: 2/9/2013 3:36:15 PM
25, but I was never the picky or spoiled type. Our first house was almost 80 years old and was 25 years out of date. I was just so happy to be able to own a home, same with dh.

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PeaNut 50,618
September 2002
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Posted: 2/9/2013 3:36:39 PM
We were 25 and 27.
Our first 4 years of marriage were spent in apartments in New Orleans. There was no reason to buy while he was in school.


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PeaNut 146,748
May 2004
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Posted: 2/9/2013 3:39:08 PM
I was 25, dh was 27 - small 2 bedroom home, we lived there 4 years, sold it when dd was born and we moved.

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PeaNut 60,761
January 2003
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Posted: 2/9/2013 3:39:15 PM
early thirties. Dh is military and we had had a really, really bad experience with base housing. We rented one more time after than and decided to buy at our next assignment. It worked out well. It was very much a starter house, but we made a profit when we moved. We are preparing to move out of our second house and doubt there will be any profit at all thanks to the housing market. I just hope we don't take a loss.

I'm not looking for dream house features until I'm done moving and can appreciate the dream house features for years to come. One more assignment...


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PeaNut 75,215
March 2003
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Posted: 2/9/2013 3:40:06 PM
22. We got married in June and bought a condo in October. It was a total dump inside -- a cigar smoking short order cook owned it. You can imagine the rest...


PeaNut 498,237
February 2011
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Posted: 2/9/2013 3:40:09 PM
I was 29. It was the mid/late '90s and the house was still in the 60's/70's. It was fun living there. I don't understand all these snooty snots who now who want everything all upgraded.

Still hangin on.

PeaNut 85,283
May 2003
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Posted: 2/9/2013 3:56:21 PM
40. We had always lived paycheck to paycheck so I went back to school at age 35 to earn my RN. Five years later we bought our first home.


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PeaNut 348,818
November 2007
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Posted: 2/9/2013 3:57:27 PM
26...we had been married for about a year and a half when we moved in.

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Happy now?

PeaNut 156,993
July 2004
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Posted: 2/9/2013 4:00:36 PM
I was 33 and we had help from our parents for the down payment.

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PeaNut 32,477
March 2002
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Posted: 2/9/2013 4:02:19 PM

Texan Peain In Minnesota

PeaNut 106,301
September 2003
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Posted: 2/9/2013 4:03:19 PM
I was 26 and hubby was 29.

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PeaNut 341,472
October 2007
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Posted: 2/9/2013 4:05:41 PM
Bought it at 28, lived there since and will mostly retire there. Not a "dream " home, but a sensible, comfortable, affordable home.

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PeaNut 266,636
June 2006
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Posted: 2/9/2013 4:06:33 PM
26 - and it was a big big big deal as I had grown up poorer than poverty.

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PeaNut 526,154
October 2011
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Posted: 2/9/2013 4:12:13 PM

At 18 I wanted to see the world and I couldnt stand the thought of being tied down. Getting a mortgage would have been horrifying!

I love paying rent. Something breaks, not my problem. Get a new job, pick up and move.

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PeaNut 43,893
July 2002
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Posted: 2/9/2013 4:13:31 PM
29 and it was a nice starter home with 3 br but one bedroom was tiny (very tiny )


PeaNut 87,836
May 2003
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Posted: 2/9/2013 4:14:44 PM
22. I had a 4 bedroom, 1.5 bath ranch with no basement and a 1 car attached garage.

The layout was weird because there was an addition put on the back of the house which had a bedroom and half bath plus the family room. Kinda weird to entertain.

The linoleum in the kitchen was HORRID, not to mention the cabinets were that bad 70's wood. The entire living room and long hallway were covered in a HIDEOUS floral wallpaper. The carpet had seen better days and this little "office" room off the kitchen had been used by previous owners for their parrots so the room smelled funky and the wood around the window was chewed up!

Pulled the wallpaper down (oh there were actually 3 layers under there), sanded,painted and replaced the carpet. Painted the cabinets, replaced the vanity and sink in the full bath as well as ripping off the shower doors that were NEVER going to be clean, replaced the grout and voila new house for not a ton of money and some sweat equity.

It was what we could afford and hey we had a pool so at 22 and newly married we had the party house in the summer!!!

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PeaNut 180,283
December 2004
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Posted: 2/9/2013 4:14:58 PM
I was 24, DH was 28.

We were able to buy because of the housing market crash - when we married 4 years prior, there wasn't a single house in our city under 400K. We ended up buying our house for half that, which we NEVER thought would happen.


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PeaNut 417,049
March 2009
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Posted: 2/9/2013 4:15:01 PM
I was 22, DH was 26. It was a three bedroom ranch just around the corner from the street I grew up on. We lived there for 12 years, then we built the house we live in now.

Pea Who Should Be Cleaning!

PeaNut 145,006
May 2004
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Posted: 2/9/2013 4:15:13 PM
I was 24. We had it built from scratch. It was 1000sf with a huge backyard. It's where our ds was born.


PeaNut 570,639
October 2012
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Posted: 2/9/2013 4:15:37 PM

pea long and prosper

PeaNut 82,656
April 2003
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Posted: 2/9/2013 4:16:06 PM

I was 33 and we had help from our parents for the down payment.

We thought we would need help, but my family were poor and DF's family were so against us getting married that they would have sooner gouged their eyes out than help us at that stage. (They DID help us when we purchased our second home. ) So we went to the bank with our little savings account and our 3 months worth of pay slips and just waited to see what they could do for us. Our parents were gob-smacked that they approved the loan....lol.

Not all those who wander are lost. ~J.R.R. Tolkien

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PeaNut 272,896
August 2006
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Posted: 2/9/2013 4:16:51 PM
20. It was a older (40 years old at the time) and very small. (Less than 1200 square feet.) Definitely not fancy, but it was ours.

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PeaNut 247,139
February 2006
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Loc: Spokane, WA

Posted: 2/9/2013 4:18:59 PM
I was 26 and was out of college barely 9 months when we bought our 1st house for $93,500. We thought it was a lot of money! We sold it 12 years later and made $100k on the sale to put as a down on our current house. The market was on its way down and the seller just wanted to get out and dumped the price. Our interest rate was really good. We got much more house than we anticipated and we aren't paying too much for it.



PeaNut 138,583
March 2004
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Posted: 2/9/2013 4:20:15 PM
40, but I live in Southern California..... housing is expensive here!


PeaNut 215,755
July 2005
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Posted: 2/9/2013 4:26:16 PM


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PeaNut 64,257
January 2003
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Posted: 2/9/2013 4:27:56 PM
We were both 28. Our home could be considered a starter home (not sure what the criteria are) but its plenty for us and we will likely stay a long time.

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PeaNut 281,401
October 2006
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Posted: 2/9/2013 4:28:15 PM
24. It was 900 sq and we sold it after 6 years because we had 2 kids and we didn't fit anymore!



PeaNut 255,928
April 2006
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Posted: 2/9/2013 4:30:22 PM
28. We were not sure where we would be living and didn't want to deal with selling a house and moving to another city at the same time. We bought the one we are in now as a starter. Now we are gearing up to build our dream/final home on acreage. I will be 39 when it is done.


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PeaNut 51,689
October 2002
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Posted: 2/9/2013 4:31:11 PM
I was 29. I'm still here 16 years later. I wouldn't call it a 'starter home', but I would sure love to upgrade now.

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PeaNut 65,852
January 2003
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Loc: Nashville, TN!

Posted: 2/9/2013 4:35:55 PM
We were both 33.
We paid out of pocket for the births of two children, both w complications. We were determined to be out if debt before buying a house.

Ds#2 was 1 when we bought our house.

We had been married for 12 years.

It was a huge deal to us. Neither of our parents own property.

Ancient Ancestor of Pea

PeaNut 12,875
March 2001
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Posted: 2/9/2013 4:37:52 PM
I was 23. We bought a 1400 sq ft townhouse. Our plan was to live there for 3-5 years and then move up. It had builders grade carpet, vinyl floors in the kitchens and bathrooms and laminate counters. We thought it was an amazing house. We ended up staying there for 11 years. It was a fabulous neighborhood to start raising our family. We built this home 13 years ago, and while it is not our dream home, I love it. We still don't have granite counters, though.

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PeaNut 299,314
February 2007
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Posted: 2/9/2013 4:39:46 PM
I was 20. I bought the house from my brother and his wife. It was a small two BR, 1 BA with detached garage. My mtg payment was a whopper--$69.00!! My son bought his first house at 21 and it was new with all the granite and hardwood, etc. He sold it when he left active duty.

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PeaNut 14,286
April 2001
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Posted: 2/9/2013 4:46:23 PM
I was 22 when I bought my first home.


PeaNut 548,665
March 2012
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Posted: 2/9/2013 4:55:28 PM
19 when we bought our first home...a cute little fixer upper. Bought our second home at 22 and built our current home at 25. Pretty sure we will stay here forever. We own other vacation homes that we have renovated, but I love our primary residence!
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PeaNut 52,841
October 2002
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Posted: 2/9/2013 4:55:32 PM
I was a 26 year old single mom who had just graduated from college. It was a new, 3 bedroom, 2 bath. I had no idea that I could actually afford to buy a home until a friend of mine bought and told me how much her monthly payment would be. I had a great interest rate at 9.5% (LOL). Needless to say, interest rates were much higher back then but at least they were down from double digit interest rates. I was very proud of myself because I had always done it all on my own.

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PeaNut 274,600
August 2006
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Posted: 2/9/2013 5:00:07 PM


PeaNut 5,071
June 2000
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Posted: 2/9/2013 5:00:55 PM
I was 20 and he was 19 and we were both still in college and getting ready to get married. We bought the house with interest rates of about 13%. It was a fixer upper, so we did the work and then moved in after we got married.

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PeaNut 281,915
October 2006
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Posted: 2/9/2013 5:11:30 PM
I was 22 and bought the house across the street from my parents. Got married a year later and lived there until we sold it in 2009 and moved our dream home.


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PeaNut 61,691
January 2003
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Posted: 2/9/2013 5:11:46 PM
I was 29 and single when I bought my first house. It was a ridiculously expensive 2 bedroom, 1 bath in Pasadena, CA with the original 1930's bath and kitchen. I loved it. I'm sure it's even more ridiculously expensive now, but I left California almost 20 years ago.


PeaNut 16,299
June 2001
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Loc: Milwaukee, WI

Posted: 2/9/2013 5:16:46 PM
I was 26 and DH was 24. We had been married for about a year and a half.

My DH had horrible credit before we got married, so we worked hard to clean it up and save for a down payment. We bought a home or sale by owner, so the sellers were asking a bit less than market because they didn't have realtor fees.


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PeaNut 51,429
October 2002
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Posted: 2/9/2013 5:17:33 PM
I was 28. It was an end unit condo townhouse. Small kitchen, but 2.5 baths, central air and a fireplace. I thought it was wonderful.

I had not thought ex and I would ever own a home. We could afford to carry a mortgage, but could never afford to save up enough for a down payment. Then they brought in 5% down and that made it possible finally.

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