Do you think you have more, less, or equal wealth as most of the Peas?

Two Peas is Closing
Click here to visit our final product sale. Click here to visit our FAQ page regarding the closing of Two Peas.

Posted 4/2/2013 by LolaLayout in NSBR Board
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JRussell
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Posted: 4/2/2013 9:41:39 PM
I think it's important not to compare yourselves to others. Create your own dreams and find a way to make it happen


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pennyring
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Posted: 4/2/2013 9:44:27 PM

I doubt any peas are *that* poor since we all obviously have computers and Internet.



I know people in public housing with computers, high speed internet, a big screen tv and Starbucks habit.




OSUBuckeyeFan
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Posted: 4/2/2013 9:46:40 PM
I'd say a little less because DH and I have no credit card debt but don't have a LOT in savings. We don't go on elaborate trips and our vehicles are also paid off. We don't take elaborate vacations but own a 27foot travel trailer on a permanent campsite at a campground.




eebud
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Posted: 4/2/2013 9:47:41 PM
I have no idea and have never really cared.


I'm ashamed to admit that it sometimes makes me envious of their financial security.


One thing to keep in mind is that we are all in different places in our life. For instance, I no longer have kids at home. All of our kids are adults and on their own. If we had 3 young kids at home, paying child care expenses or living off of one of our incomes instead of two, then I suspect I probably wouldn't feel like I was doing ok. We are comfortable. Now, I need to set up a place to keep all of my whippets that must come live with us. Our vet bill will go up, our food bill will go up and no telling where we will be financially. LOL

***ETA I just realized we must not be ok. We don't drive new cars. Mine is 10 years old this month. DH's is 9 years old. We also don't own a Kuerig. LOL





Hans on left, Bud in middle, Gretchen on right

~SuburbanMom~
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Posted: 4/2/2013 9:53:00 PM
I know of course there is a huge range here, but if I had to guess I would say the average pea has income around $75k and a house worth around $300k (also assuming they aren't completely maxed out on credit). If so, then we are above average.

ETA: the peas have convinced me my assumptions are wrong - now I would say average income is $55k and average house value is $102k



Lexica

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Posted: 4/2/2013 9:54:28 PM

When you factor in the cost of the k-cups, they are pretty expensive on a per-serving basis. I would think using one daily for 2-4 cups of coffee would stress the budget for a lot of families. You can brew a whole pot of drip coffee for less than the price if 2 k-cups (and in a cheaper machine).


Or you can do what I do and that is make my own pods for my Keurig. I only drink one cup a day, typically, but I am big on reducing waste. I feel guilty when I buy k cups.I found a paper cup made from filter paper that you fill with your own coffee. Then I toss the used filters into my worm bin, to be cycled into fertilizer.

Oh, and my rescue whippets have their own keurig machines at their beach house, mountain resort, and I just bought them one for their yacht. Can you believe the yacht came without one built in?!?!

SMayer
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Posted: 4/2/2013 10:06:39 PM
I have absolutely no idea, and who cares anyway? On the message board we are all equal, right?





tinaev
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Posted: 4/2/2013 10:06:52 PM
LMAO @ people taking off on my Keurig comment.

I was saying that specifically to make a point. I'm not a coffee drinker but I know people who go buy Starbucks' drinks 2 or 3 times per day at what $4/cup? That is a crazy amount of money on anything daily in my opinion. The same way I can't imagine spending $79 on any kitchen appliance, let alone one that has a recurring cost. It's not wrong to have a Keurig or go to Starbucks all the time. It's just an expense I can't imagine but that seems to be par for the course with the peas.

If I had whippets on a yacht I would probably feel differently.


BethAnneM
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Posted: 4/2/2013 10:08:22 PM

I know of course there is a huge range here, but if I had to guess I would say the average pea has income around $75k and a house worth around $300k (also assuming they aren't completely maxed out on credit).


Well, if you read up and see what Virginia posted about the average income of Americans, you would see your "Pea average" is awfully high.



~SuburbanMom~
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Posted: 4/2/2013 10:10:24 PM
Yes Beth Ann - I know what the national average is.



ScrapNatya
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Posted: 4/2/2013 10:11:23 PM

I'm so poor, I don't even know what a whippet is.




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BethAnneM
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Posted: 4/2/2013 10:13:00 PM

Yes Beth Ann - I know what the national average is.


And your point is?



BethAnneM
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Posted: 4/2/2013 10:14:12 PM



dalayney
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Posted: 4/2/2013 10:14:25 PM
Dawling, we make eleventy billion dawlars a year. Now go get me a pea-tini and move on to the next thread.



~SuburbanMom~
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Posted: 4/2/2013 10:17:48 PM
Beth Ann -- my original point was what I was suggesting the pea average was as that was the point of this thread. You then said if I knew what the US average was I would know that was high. I said I knew the US average....I'm confused what mean what is my point



*Delphinium Twinkle*
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Posted: 4/2/2013 10:18:31 PM
Less. Much less


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stittsygirl
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Posted: 4/2/2013 10:23:52 PM
Probably a bit more, when it comes to our current annual income. We have little in the way of assets, though, other than our retirement savings, cars, and household items/electronics. We've never owned a home, and don't have much desire to at this point. Most of our travel has been with the military, but there isn't really anything we need or want that we don't have. We've been very fortunate.





Kristen, lucky mom and proud retired Army wife!




momof1child
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Posted: 4/2/2013 10:28:26 PM

When you factor in the cost of the k-cups, they are pretty expensive on a per-serving basis. I would think using one daily for 2-4 cups of coffee would stress the budget for a lot of families. You can brew a whole pot of drip coffee for less than the price if 2 k-cups (and in a cheaper machine).


My keurig was a house-warming gift. I usually make my own k-cups and also purchase k-cups on sale.

I try to purchase the k-cups for under 50cents/cup. As a person who lives alone, a pot of coffee would be wasteful.

I am comfortable where I am right now. I was taught not to have debt, so that is another thing that I don't have. I am grateful that I do not have medical bills as I live in Canada.

I also live very close to the USA and really have the best of both Canada and USA, as I can go shopping at Target, Macy's & Kohls, which does save me money as does doing grocery shopping at Sam's, Auldi, Wegmans and Tops.

True wealth for me is not measured by my bank account.



obsidian
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Posted: 4/2/2013 10:35:21 PM

Oh, and my rescue whippets have their own keurig machines at their beach house, mountain resort, and I just bought them one for their yacht. Can you believe the yacht came without one built in?!?!


I do hope the dogs all have individual life jackets. ;p

craftsbycarolyn
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Posted: 4/2/2013 10:36:41 PM

51% of US households make less than $50,000 per year. Only 17% of US households make over $100,000 per year.




Well we are not in the 51%, nor are we in the 17%, so according to peas that is far, far less than most LOL!


Good-bye and good night! Carolyn

eebud
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Posted: 4/2/2013 10:41:42 PM

I do hope the dogs all have individual life jackets.

My dogs all have life jackets. I might have to limit the number of whippet rescues I can bring in so I can make sure I can supply each one with their life jackets. My dachshund life jackets would never fit.





Hans on left, Bud in middle, Gretchen on right

ilovecookies
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Posted: 4/2/2013 10:43:25 PM

I know of course there is a huge range here, but if I had to guess I would say the average pea has income around $75k and a house worth around $300k (also assuming they aren't completely maxed out on credit). If so, then we are above average.



Are you by any chance related to Shi Tzu Mommy?



molove
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Posted: 4/2/2013 10:50:32 PM

My keurig was a house-warming gift. I usually make my own k-cups and also purchase k-cups on sale.

I try to purchase the k-cups for under 50cents/cup. As a person who lives alone, a pot of coffee would be wasteful.



You do NOT have to justify your coffee. You just don't.

This is how these threads head, and I just shake my head.

redboots
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Posted: 4/2/2013 10:52:54 PM
Well, I'm loaded. In fact, my maid's maid types all my posts for me because the regular maid is busy polishing the platinum.

~SuburbanMom~
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Posted: 4/2/2013 10:53:03 PM
Ilovecookies - no but I assume that is some sort of inside joke lol.

I know the numbers I said are higher than national averages, but I would assume that a scrapbooking internet message board does not match the demographics exactly as the rest of the country. Would you?



SDeven
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Posted: 4/2/2013 10:53:49 PM
No Kuerig.
No Coach.
Starbucks maybe once a week.
1 car with 325k miles.
1 car w 205k miles.
1 child in private school.

You really can't accurately judge a book by it's cover.







busypea
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Posted: 4/2/2013 10:57:00 PM

My keurig was a house-warming gift. I usually make my own k-cups and also purchase k-cups on sale.

I try to purchase the k-cups for under 50cents/cup. As a person who lives alone, a pot of coffee would be wasteful.

Yeah, you really don't need to justify your coffee! My point was just that pennyring seems to think that most anyone would be able to afford a Keurig for coffee and my point was just that for a "typical" two adult household, it may actually turn out to be quite an expensive proposition. Of course there are plenty of exceptions.


BethAnneM
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Posted: 4/2/2013 11:00:02 PM

I know the numbers I said are higher than national averages, but I would assume that a scrapbooking internet message board does not match the demographics exactly as the rest of the country. Would you?


Ah...now I see. You seem to think that scrapbooking attracts a more wealthy demographic.

Sorry to burst your bubble but Sally-Lou sitting in her single wide in the swamp can scrapbook just as good as Hillary Hilton can sitting in her Hamptons summer house.

We are talking paper and glue, not diamonds.



~*kristina*~
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Posted: 4/2/2013 11:03:34 PM

I know of course there is a huge range here, but if I had to guess I would say the average pea has income around $75k and a house worth around $300k (also assuming they aren't completely maxed out on credit). If so, then we are above average.

--------------------------------------------------------------------------------



Are you by any chance related to Shi Tzu Mommy?


I would have to guess she is one of her "millionaire friends"....but I could be wrong.

I have absolutely no idea where we fall in regards to 2Peas.





peapermint
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Posted: 4/2/2013 11:06:13 PM

if I had to guess I would say the average pea has income around $75k and a house worth around $300k


This sounds high to me.

Anyway, just in reference to ranges and different places in life, I joined Two Peas in 1999 or so and our income has more than doubled since then.

ScrapWench*
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Posted: 4/2/2013 11:19:26 PM


We are upper income. We are incredibly fortunate that our college degrees and hard work have given us so much. My children are healthy and relatively good kids, not getting into trouble (yet), and my mom is ridiculously active and healthy and lives near us.

We have no debt aside from our 1 (haha) mortgage on a house in a very desirable neighborhood. We have 3 awesome collector's cars and 4 crappy (but reliable) daily drivers.

I don't have a keurig, but I have several Coaches (a couple of them I got at value village). I don't drink starbucks (too fricking much money for a cup of sugared coffee) nor do I get fake nails. But, I do love a good pedi occasionally.

I shop at thrift stores, no, I am not poor.

We live within our means, have our health, have been saving for retirement, but we have 3 kids to send to college, so we will be eating ramen and mac-n-cheese and spam.

I often wonder at some of the peas who talk how hard things are financially but then talk about coach bags, keurigs, and nail polish have their priorities straight?


----Theresa

~SuburbanMom~
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Posted: 4/2/2013 11:23:18 PM
I'm sorry my answer bothers some of you - I was just posting in direct response to this thread. I will be more careful next time.

And bethann, my opinion clearly bothers you - you keep telling me what I don't realize. Yes I know anyone can scrapbook. I still stand by my assumptions. I don't think the average household income here is $55k. But of course I could be wrong. And bethann - $75k per year hardly buys you a summer house in the Hamptons.



ThreeWishes

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Posted: 4/2/2013 11:28:07 PM
I'm lost. I own a kuerig but not a whippet so am I rich or poor?



jodster70
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Posted: 4/2/2013 11:33:32 PM
We make slightly more than the average American, and less than the 17% who earn more than 100,000 per year.

Right now, it's pretty tight anyway because we keep having the weirdest stuff happen to us like straight-line winds/tornadic activity that downed 4 trees in our yard on Easter Sunday, did minor damage to the house, and will be costing us $1000 plus.

That said, we were out eating when it happened, and it could've been a lot worse. I'm happy with my lot in life.

I don't get jealous over fancy houses and cars, but I do salivate over peoples' European vacations. If I had my way, I'd be going to Europe 1-2 times a year, lol.


**Jody**

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mirabelleswalker
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Posted: 4/2/2013 11:39:59 PM

I know of course there is a huge range here, but if I had to guess I would say the average pea has income around $75k and a house worth around $300k (also assuming they aren't completely maxed out on credit).


This is not my impression at all. I think the average income is lower and the housing estimate is high. I bet many peas live places where the most expensive house in their area isn't even close to $300K.



SueSume
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Posted: 4/2/2013 11:51:52 PM


Oh, and my rescue whippets have their own keurig machines....and I just bought them one for their yacht. Can you believe the yacht came without one built in?!?!



PSSST Lexica!
I don't think you can call it a *yacht* then. Sadly, it's just a boat...




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busypea
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Posted: 4/2/2013 11:56:35 PM

I know of course there is a huge range here, but if I had to guess I would say the average pea has income around $75k and a house worth around $300k (also assuming they aren't completely maxed out on credit).

I don't have a feeling at all for average income here, but agree the range is huge.

I am fairly confident that the average house value is lower than $300k. That may not go all that far on the coasts and some other metro areas, but for the majority of the country, that's well over twice the average home value.

BethAnneM
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Posted: 4/2/2013 11:56:49 PM

And bethann - $75k per year hardly buys you a summer house in the Hamptons.


It's BethannE...E on the end please.

And Katherine, now you are just being obtuse. Of course $75,000 doesn't get you a house in Hamptons and it doesn't take that $75,000 per year to make a scrapbooker either.



~SuburbanMom~
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Posted: 4/2/2013 11:58:07 PM
Ok bethann -- I'm really sorry I was obtuse.
You are right, the average income I'm sure is more like $55k.



finally~a~mama
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Posted: 4/2/2013 11:59:34 PM

I know of course there is a huge range here, but if I had to guess I would say the average pea has income around $75k and a house worth around $300k (also assuming they aren't completely maxed out on credit).


Wouldn't a mortgage of that size on a $75k income leave one awfully house poor?




lindywholoveskids
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Posted: 4/3/2013 12:06:27 AM
I don't really care to compare my "wealth" with other peas.
We share life events and dilemmas with each other.
I will say that giving is a value for us .

pynk E

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Posted: 4/3/2013 12:08:25 AM
We don't go on trips or live in a big house, our newest vehicle is a 2007, and I am a SAHM by choice. I feel very Lucky to be able to stay home. We would have a lot more money if I stayed working as an RN. According to the stats we are upper crust... We have a Keurig and a Tassimo.

obsidian
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Posted: 4/3/2013 12:49:03 AM
Only crop I ever went to in the US was a test group of expert croppers. Best scrap artists I have ever seen. The majority lived in tailor parks. Earned money by scrapping for wealthy individualist who didn't want to scrap for themselves.

There is a belief scrappers are rich, but the rich can afford to pay somebody to scrap for them.

obsidian
StuckOnPeas

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Posted: 4/3/2013 12:50:03 AM
I need a Kerig. I'm so po.

TravelAgent
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Posted: 4/3/2013 1:00:25 AM
Wealth is a nebulous term, and it's very difficult to judge someone else's income level by appearances. So much of it is a choice. For instance, you could come in here and talk about foreign cities you've visited and list fancy hotels ... but maybe you don't have shoes on your feet and they're about to cut off the electric bill. Perhaps you open a credit card statement every month that would make me vomit.

Or maybe you really do have the discretionary income but are not saving for retirement.

Too many moving pieces for me to judge other Peas and then compare myself to them.

Julie



megmc
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Posted: 4/3/2013 1:09:05 AM
We are comfortable, but the new house that we are building and ballet are draining us dry.

I really hope that daughter gets one of those huge ballet scholarships or a place in a company to make it all worth while.

Yes we own two houses.

TalissaAmity
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Posted: 4/3/2013 1:29:47 AM
Well here in Melbourne Australia you would struggle to buy ANY house for $300,000.

You'd need to live on the very outskirts of town and even then I doubt you would find something for $300,000.

As far as I know the average house price in Melbourne is about $475,000.

I can't compare myself to you guys as our wages seem to be higher, but our expenses are very high here too. A Kitchenaid mixer from a major department store is around $700.

I must admit I don't think of the Peas as being particularly wealthy when I read different threads but then maybe some of the goods mentioned just don't ring a bell with me. I'm not into cars so wouldn't know if your car is expensive, not into purses so don't know if your bag is expensive, we don't measure our houses in feet so I can't tell if your house is big compared to mine or not.

Maybe I'm tight but I do kind of think scrapbooking can be expensive. All that stuff adds up.

I have fairly inexpensive tastes so am pretty happy with where we are in life.

peapermint
Ancient Ancestor of Pea

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Posted: 4/3/2013 2:25:21 AM
Can you feed a whippet K-cups? I'm asking for a friend.

scrappyinNE
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Posted: 4/3/2013 5:51:49 AM
Ha, by the sounds of this place most days I would say much less. As a widowed single mother some months are a struggle for sure. But we live simply and have a small home that is comfortable for us. We have the usual electronics and nice clothes but I don't go out and buy furniture every other year or redecorate or buy expensive cars or eat out all the time. I'm a bargain hunter, a penny pincher, and a do it yourself kinda gal. This allows me to save for things like vacations but we don't take an extravagant vacation every year either - more like once every 5 or 6 years with mini vacations around our state and New England every year instead.

gar
Whoopea!

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Posted: 4/3/2013 6:08:08 AM
As with life I'm sure there are many above and below our income level but it's hard to compare between different countries but looking at hoouse prices I just did a quick search and the England average house price is approx 162,500 GBP which = 245550 US dollars. However the average price in my area is 376300 GBP = 568600 US dollars.

I also found this interesting chart to compare average house sizes around the world......I think some of you would struggle to feel comfortable in an average house here

Average home sizes

Sorry, slightly off-topic but.......




Today, I will be colouring outside the lines.

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