Really not caring if the gov't shuts down

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Posted 9/26/2013 by desertpea in NSBR Board
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~*kristina*~
Typical Liberal Pea

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Posted: 9/27/2013 4:26:21 PM

What is your defined income level at retirement? I can walk thru how to calculate a npv. Most people don't realize how valuable a guaranteed income of $60k is, especially when retirement age begins at 50.


Retirement is not 50 in the agency I work for...MRA is 56 and I've already had my annuity calculated and the npv again NOWHERE close to the number you quoted even if I was live to 105....AND in order to get to a guaranteed income of $60k, you would have had to be making well over a $100k a year for at least the last three years of your employment and you would need at least 30 years of service to even bring home more than 50% of your income.





Krazyscrapper
StuckOnPeas

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Posted: 9/27/2013 4:29:42 PM

Apparently, Obama wants the US to default on its debt.


Well lets be clear here. Its the GOP/Tea Party crowd that wants to default on the debt.

desertpea
StuckOnPeas

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Posted: 9/27/2013 4:45:11 PM

Well lets be clear here. Its the GOP/Tea Party crowd that wants to default on the debt.


Sorry, I don't play the red team/blue team partisan crap. That's for the ignorance crowd, and you can run with them all you want. I'm part of the crowd who knows there's no difference between the two.

Instead of raising the debt ceiling, cut the damn spending. The big spending balloon is Obamacare. If you refuse to negotiate, then it's a default.

A default is much, much worse than shutting down the government for a few days. A shutdown would've saved money. This is a poison pill that everyone knows won't happen either.

It's political grandstanding for something they all discussed weeks ago -- lining their own pockets. This gives Obama campaign speech issues, as well as the GOP. Then they can go "red team -- give us money!" and "blue team -- give us money!"

In other words, it's a sham to divide the country so we're too busy arguing with each other to see how much we're getting robbed. Yeah, have fun playing that hate politics game. I'm not playing it.

Krazyscrapper
StuckOnPeas

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Posted: 9/27/2013 4:53:09 PM

The big spending balloon is Obamacare


Where is your proof?

And yes it is the GOP/Tea Party that is trying to shut down the government. But whatever spin you want but its not changing the facts.

desertpea
StuckOnPeas

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Posted: 9/27/2013 4:55:41 PM

Krazyscrapper
StuckOnPeas

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Posted: 9/27/2013 4:57:10 PM
What the GOP wants

Here you go desertpea. Believe it don't believe that is your choice but its pretty spot on.

desertpea
StuckOnPeas

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Posted: 9/27/2013 5:01:57 PM
The GOP and the Democrats want the same exact thing: more government.

25 GOP Senators voted with the Democrats today to fund Obamacare.

Wake up.

Next you're going to tell me the graph I posted wasn't from the CBO, Obamacare doesn't cost anything, people aren't getting their hours reduced, people aren't getting laid off, people aren't seeing their spouses dropped from company health insurance plans, and people aren't seeing increases in their health insurance premiums.

Do you have a bridge to sell me too?

Darcy_Collins
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Posted: 9/27/2013 5:09:24 PM
How was the annuity calculated? It's not necessarily the same as an npv. It's also entirely possible you work for an agency or department with poor benefits. I'm speaking of government versus private as a whole. There's certainly some federal employees without job security. But on average, job security is much higher in public versus private sectors. Your particular circumstances don't change that any more than my pay raise last year means the economy was stellar.

When I get off my phone I'll post a few npv calculations and a comparison between defined and contribution plans. The numbers are significant, I was helping my cousin with some retirement calcs. He's not federal, but city based and eligible for a very nice annual retirement benefit that would easily npv for $1 million.
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Krazyscrapper
StuckOnPeas

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Posted: 9/27/2013 5:18:45 PM

scrapea girl
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Posted: 9/27/2013 5:18:54 PM

the average government worker is nowhere near making $81,000 a year.



According to an April article in the Washington Post, yes it is.

link

"The figure commonly cited as the “average” federal employee salary now stands at nearly $78,500, an amount that has risen by about $1,800 in the last two years despite a general freeze on salary rates during that time, according to data released Monday."

Krazyscrapper
StuckOnPeas

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Posted: 9/27/2013 5:24:35 PM

The GOP and the Democrats want the same exact thing: more government.

25 GOP Senators voted with the Democrats today to fund Obamacare.

Wake up.

Next you're going to tell me the graph I posted wasn't from the CBO, Obamacare doesn't cost anything, people aren't getting their hours reduced, people aren't getting laid off, people aren't seeing their spouses dropped from company health insurance plans, and people aren't seeing increases in their health insurance premiums.

Do you have a bridge to sell me too?



Give it up. You just don't get it. By the way enjoy your life in your new country. However I suspect it won't be long before you'll be doing the same sort of complaining as you are doing about the US.

desertpea
StuckOnPeas

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Posted: 9/27/2013 5:28:05 PM
I still don't understand how someone can claim "I HAVE NO JOB SECURITY" and work at the same federal agency for 26+ years.

They get to retire at 50. The rest of us can't until at least 65, we know SS is already broke right now, and we'll be working until we die to pay YOUR retirement off long after YOU die.

Holy cow, that's so backwards. It's like an entire portion of the US population are vampires sucking the blood out of the young.


Give it up. You just don't get it.


Explain to me how the CBO chart I posted is wrong in your own words. I know math isn't your strong suit, but it's not a savings when costs go up.

When the inevitable 2Ps thread starts in a couple of weeks when everyone gets their premiums for next year, explain to everyone how the bigger number coming out of their paychecks is really a "savings."

sunny 5
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Posted: 9/27/2013 5:29:08 PM
county and state and city retirements are generally far superior to federal retirement...

all levels of govt are not equal in this area.

hop2
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Posted: 9/27/2013 5:30:27 PM

people aren't seeing their spouses dropped from company health insurance plans,
Actually she's right about this one piece. The insurance companies are no longer (as of 2014 ) required to cover a spouse in a 'family plan', it becomes optional by each employer and/or each insurance plan.

scrapea girl
PeaFixture

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Posted: 9/27/2013 5:31:38 PM

It's almost laughable that most of you think that federal workers and federal agencies are all created the same and operate the same.


It's laughable that you don't think most understand what "average" means.

scrapea girl
PeaFixture

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Posted: 9/27/2013 5:31:47 PM

It's almost laughable that most of you think that federal workers and federal agencies are all created the same and operate the same.


It's laughable that you don't think most understand what "average" means.

~*kristina*~
Typical Liberal Pea

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Posted: 9/27/2013 5:41:51 PM

Your particular circumstances don't change that any more than my pay raise last year means the economy was stellar.


No, it doesn't, but your "knowledge" of federal benefits isn't quite up to snuff in regards to all federal employees either.

When you work for the agency that I have for as long as I have and see the misinformation that continually gets posted, especially here on this board, you either roll your eyes, laugh your ass off or just chalk it up to ignorance and media spin.

Oh, and BTW, when I do retire in 2 to 4 years after 32/34 years of service, I will have a nice retirement, not stellar and by no means any better than my private counterpart with the same education, position and salary.






maddiesmum
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Posted: 9/27/2013 5:53:09 PM
Hey desertpea, I hear Pakistan is lovely this time of year.

desertpea
StuckOnPeas

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Posted: 9/27/2013 6:00:03 PM
These are the same people who claimed contributing $600 annually to their own retirement in order to offset the taxpayer burden was putting them into poverty on an average salary of $81K.

Hey Kristina, I know you don't understand this but the average private sector worker doesn't get to retire at age 50.

Krazyscrapper
StuckOnPeas

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Posted: 9/27/2013 6:04:38 PM

When the inevitable 2Ps thread starts in a couple of weeks when everyone gets their premiums for next year, explain to everyone how the bigger number coming out of their paychecks is really a "savings.


You are not paying attention. You are suggesting that its only because of the ACA that premiums are going up. Not true. Premiums were going up long before President Obama became President. All you had to do was read the stories on here. Time and time again peas have stated there premiums have been going up steadily for years.

The reason is the reason why all insurance premiums go up. Has to do with a loss ratio. You do know what that is don't yea.

Last November our premiums went up for the first time in 4 years. The reason is that there were a large number of $25K-$50K claims paid out during the previous year. Simple as that. Yes a small % of the increase was due to ACA but vast majority was due to claims.

How do I know this? I happen to work for an insurance broker who sells benefits insurance. Our benefits department is the one who places our benefits coverage. When the company found there would be an increase they made our top benefits producer come in to our ESOP meeting and he explain it to us. He also said we could control our costs of claims by shopping around for certain procedures. On our carriers' website they rate the different hospials clinic etc. So if find hospital a can do knee replacement surgery cheaper than hospital b then we just check the website for thier rating and if its a good one get the job done cheaper. This keeps the loss ratio down and the premiums flat.

When I told this story before 2 HR ladies came on here and agreed with what I was told by our benefits guy.

Yes, depending on the claims, some premiums go up or they may remain flat. Health insurance is like any other insurance. What drives the premiums is the loss ratio.

desertpea
StuckOnPeas

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Posted: 9/27/2013 7:06:33 PM

county and state and city retirements are generally far superior to federal retirement...



Not for long. When something like Detroit goes bankrupt, pensions can be frozen. The US would have to default in order to stop paying certain... let's call them "overzealous"... federal pensions.


krazyscrapper yammering about loss ratio


You're in CALIFORNIA -- which already had mandatory coverage by state law. You already had high premiums.

You have no clue what you are talking about. It's not loss ratio. It is nowhere near comparable to business insurance. You want an example you could possibly relate to? Fine. A company who is constantly getting sued over faulty wiring in their product. You cannot turn them away by law, and not only that, you have to give every single one of their employees life, auto, and homeowner's insurance at no additional cost above the premium of the business insurance policy.

No lifetime maximum on claims either. You'll pay for every claim by law.

How long will your insurance company survive if over 50% of its policies are written to companies like that because the "low risk companies" don't apply for your policy? You have to charge the same premium to the "high risk company" as you do the "low risk company."

It's not comparable.

The costs go up all around: medical provider and at the insurer. It's not a savings when the entire risk pool increases because a healthy young person will pay the $92 fine versus the $2000+ health insurance cost at the exchanges, especially if they are only working less than 30 hours per week and don't get insurance through their employer.

Wait until everyone gets their premium increases for 2014. We'll see whose right then. Right now, some states are seeing triple digit percentage increases.

Keep your doctor and your health insurance my ass.

delilahtwo
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Posted: 9/27/2013 7:22:16 PM
Desertpea I'm veryy curious about where you are planning to move that has such a small government that it's acceptable to you?

Darcy_Collins
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Posted: 9/27/2013 7:23:05 PM
Not sure why my knowledge wouldn't be up to snuff- FERS is publicly disclosed. As were the previous plans. The real differences are in classifications, federal law enforcement, like city law enforcement end up with higher percentage of top salary. But other than that it's not really mysterious. Years worked x high 3 year avg X factor.

Your mid level Grade 8 making 60k is going to retire with a guarantee of around $2k a month.

Do you know how much a guaranteed annuity of that would cost for a 58 year old if they went out to purchase one?
The npv is around $700k - VERY rough numbers, I'm on my phone. How many private sector employees making $60k at RETIREMENT do you guess have accummulated $700k in their 401k?

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ilovecookies
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Posted: 9/27/2013 7:25:08 PM
Clearly, the world is ending. Sadly though, desertpea didn't get out in time. She's going down in flames with the rest of us.

Seriously, though. People who are going to leave just do it. Here at the NSBR and IRL. This is just more trolling and shit-stirring.



desertpea
StuckOnPeas

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Posted: 9/27/2013 7:38:07 PM
For the millionth time, we're moving because we can't find full time work in our respective fields, and there are plenty of other places where we can find work easily.

If you can't find work where you are, then you move someplace else. You don't just sit and think the job fairy is going to sprinkle economic dust to make everything better.

beachgurl
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Posted: 9/27/2013 7:48:18 PM

Desertpea I'm veryy curious about where you are planning to move that has such a small government that it's acceptable to you?


Comments like this are always interesting to me. There are so many places that would be better to her liking. I think people get bogged down in thinking they could only move to France or Italy, or someplace totally desperate like Zimbabwe. The world is a really big place and there are loads of nice places to move to. It does require being financially solvent, and some due diligence, but being in the US is not THE key to having a nice life.




Krazyscrapper
StuckOnPeas

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Posted: 9/27/2013 7:52:55 PM
You know Desertpea on this I do know what I'm talking about. Losses drive insurance premiums. Doesn't matter if it is for a group or an individual. It applies to ALL insurance including health care insurance.

Doesn't matter if it's CA or any of the other 49 states the formula is the same.

I know this is a disappointment to people like you that want to blame the increases in premiums solely on the ACA, acting like premiums didn't start to go up until The ACA was passed. That is not the case so deal with it.

There are two ways to keep rates flat or even lower for the same type of coverage. Limit how much hospitals & doctors can charge either through competition, so to speak, by shopping around like you do to get your car fixed. Or rate limitations put on by state or federal governments. Another way to keep premiums flat is to increase the numbers in pools. More premiums lower the loss ratio which keeps the should premiums flat.

Our benefits guy did some increase is due to ACA but it's a small %.

So here is the thing. You do not know what you are talking about. I am taking the word of our benefits guy because that is what he does and he is very good at it because he knows his product. You on the other hand do not.






beachgurl
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Posted: 9/27/2013 7:53:16 PM

Anything we can do to help speed you along?

desertpea, I thought you were moving abroad somewhere?

Hey desertpea, I hear Pakistan is lovely this time of year.


I hate to burst everyone's bubble, but you know you can still have internet access outside of the US, right? Desertpea can continue to participate and post and annoy people from so many places.




desertpea
StuckOnPeas

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Posted: 9/27/2013 8:22:47 PM
I think they are disappointed we're not moving to some bunker commune in Idaho or something.

I don't think they understand that the US is not the financial capital of the world anymore. Entire industries were decimated. Apparently we're supposed to suck it up, collect welfare, and fill our days watching reality tv instead of making lives for ourselves.

If you have a college graduate still living at home after four years, unemployed, student loans out the ying yang, then tell them to move overseas and get a job. They won't find one here, and there are plenty of American and foreign companies hiring overseas in countries with low taxation and excellent quality of life.

There is 25% unemployment for those under 30 in this country. It's a zombie economy with anemic GDP that isn't going to suddenly revive itself; in fact, it's going to get much worse. Read the posts here: people cheer when private sector jobs disappear permanently and businesses close. They think wealth is zero sum. This is the majority opinion, and it's not going to change. People are kidding themselves if they think suddenly people will wake up from a coma or something and want economic freedom.


You do not know what you are talking about.


Apparently I know a hell of a lot more about health insurance and healthcare than you do. Sure, go to the low cost clinic that re-uses medical implements to cut costs to get your knee replaced. Go to a walk in clinic and see a PA instead of specialist you'll wait months to get an appointment with. Some of us like our doctors. Some of us liked our medical savings accounts that helped pay for a lot of OOP costs. Some of us liked being charged employee+spouse instead of employee+family. You have NO CLUE. You just "hear things" and regurgitate them.

You have no idea what that chart from the Congressional Budget Office is because you keep ignoring it. That's the huge leaded balloon in the 2014 budget. See where the line spikes up? That's next year. Enjoy paying for it.

~*kristina*~
Typical Liberal Pea

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Posted: 9/27/2013 8:25:19 PM
Minus federal and state income tax, health care costs and if you're wanting to cover your spouse, you're going to lose 10% off the top AND that 2k also includes SS.

The largest portion of my pension comes from the 10% of MY MONEY I PAID INTO TSP with a match of 3%, not unlike private sector.

Again, my benefits aren't much different that my private sector counterpoint doing the same job, with the same education and the same salary.





jeanne.b
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Posted: 9/27/2013 8:32:46 PM

I hate to burst everyone's bubble, but you know you can still have internet access outside of the US, right? Desertpea can continue to participate and post and annoy people from so many places. [ /quote]

Of course she can, and she might if she ever actually leaves. (In fact, I was wondering if she would come back with something like, "I don't care about your stupid shutdown, 'cause I'm in Belize, bitches!" It's a little drastic to leave the country to get a job, especially for people with higher education.

But she likely won't tell us where she plans to go because then we'd get to pick apart her (I'm guessing) hypocrisy.

Desertpea, I'm sorry that your premiums have gone up drastically. You know that's more likely because your husband's company has lost so many employees, right?

ETA:

Source for this, please:

There is 25% unemployment for those under 30 in this country.

kellybelly77
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Posted: 9/27/2013 8:41:41 PM

Wait until everyone gets their premium increases for 2014. We'll see whose right then. Right now, some states are seeing triple digit percentage increases.


I got my open enrollment info last week for 2014 and my premiums went down. For the 2nd time in 3 years. Dh hasn't gotten his yet but his premiums went down last year and his HR told staff that they don't expect any changes for next year.



Kelly

Darcy_Collins
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Posted: 9/27/2013 8:46:18 PM

Minus federal and state income tax, health care costs and if you're wanting to cover your spouse, you're going to lose 10% off the top AND that 2k also includes SS.

The largest portion of my pension comes from the 10% of MY MONEY I PAID INTO TSP with a match of 3%, not unlike private sector.

Again, my benefits aren't much different that my private sector counterpoint doing the same job, with the same education and the same salary.




But they ARE. This was my comment about being tone deaf. When looking specifically at the middle class, the retirement benefit is hugely different between public and private. The average 401k for people above 55 is only $250,000. The number of people who would have the amount in their 401k to match that of a defined retirement benefit at 60 is MINISCULE. There's a reason that people who work in public sector jobs talk about retiring at 58 or 60 and people in private sector talk about retiring at 68 or 70. It's truly that dramatically different.


delilahtwo
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Posted: 9/27/2013 8:47:05 PM
Beachgurl I am not saying the US is the only place in the world to live. I'm just wondering where she is planning to move that has so much more opportunity and less government. And if so, does she meet entry requirements to work there. A lot of countries in the world are great places to live. But most of the have big government as well and their own internal problems.

desertpea
StuckOnPeas

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Posted: 9/27/2013 9:00:38 PM

It's a little drastic to leave the country to get a job, especially for people with higher education.


I have no idea where you are getting this from. Care to explain?

For example, I know plenty of engineers who left for greener pastures overseas because that's where the jobs are. Imagine you have high degrees in nuclear engineering -- are you going to get a job in the US? No, we don't build nuclear plants here.

Apparently everyone with advanced degrees that are out of work should go work at Denny's.

Again, really high unemployment under the age of 30. What do you propose the US does about that?

Because you know, policy that adds cost per employee to the business if they work over 30 hours per week and has more than 50 employees just might have something do with that. Wait... what was that legislation that did that? Hmm.

Keep doing the red team/blue team thing because it's worked fabulously so far.


A lot of countries in the world are great places to live. But most of the have big government as well and their own internal problems.


We're not moving for government. We're moving for jobs and higher quality of life. There are no jobs for us in our respective fields here. Do you understand that people move for work?

lucyg819
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Posted: 9/27/2013 9:01:47 PM
I don't have a federal pension but a local government one (directly approved by the taxpayers, btw ... not CalPERS). It's a good pension that probably pisses off some people. But it wasn't free. Back when we first got married and DH was putting his life on the line for $3K/month, we were paying $450 off the top into his pension, in addition to all the usual taxes except Social Security. As his pay went up, our pension contribution went up, too. 15% every month for 19 years. He probably would have worked another 11 years if some little prick hadn't picked him off.

Don't ever think we don't earn those pensions or that we don't pay for them.


LUCYG
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"The whole problem with the world is that fools and fanatics are always so certain of themselves, but wiser people so full of doubts."
--Bertrand Russell



beachgurl
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Posted: 9/27/2013 9:09:07 PM

It's a little drastic to leave the country to get a job, especially for people with higher education.


Desertpea certainly doesn't need me to stand up for her, but people with advanced degrees are exactly the sort of people who should consider the job situation outside of this country. If you do not have a solid financial base, it is difficult to be granted citizenship in another country. The ones who would not find it to be worth their while, would be the ones needing basic jobs that could be filled by any number of people who are already. In fact, often that education is required. Countries often want to preserve their base of easy entry jobs for their own citizens. They do not want foreigners moving in and taking away jobs that their own citizens need.

Belize is not the land of opportunity it once was. Timing is everything. I don't think anyone who has invested the time and effort into researching countries better suited to them would be willing to share those details on a message board. It's a little like determining a great stock to invest in. You don't go online, reveal your strategy and tell everyone about it, when you are a year or so away from being able to make that purchase. Timing matters.

I don't know that I really "care" that much about it either. It is just the game that our politicians play these days. If they do, I am sure that one of two things will happen. 1. the country will collapse or 2. they will eventually put enough pressure on the public that they will get what they want, and then the whole cycle will start again. My opinion is that our government is in a mess, and this will not be the last time we are in a situation with threatened shut-down. I think it is just the way they like to do things now. I guess I would be more concerned if I thought this were an unusual event instead of the new normal.




jeanne.b
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Posted: 9/27/2013 9:11:29 PM

It's a little drastic to leave the country to get a job, especially for people with higher education.


I have no idea where you are getting this from. Care to explain?


The unemployment rate for college graduates is something around 4 percent. You don't think it's drastic to leave the country and renounce your citizenship to get a job? Really?

Edited to add:

engineering grads enjoy greater job prospects

Darcy_Collins
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Posted: 9/27/2013 9:24:53 PM
Wait right there Lucy. I never said anyone didn't earn their pension and I sure as hell didn't insinuate that police officers or their widows didn't deserve them. I'll restate what I said to begin this discussion.



I don't think government workers are evil, I don't think their leeches in the system. I do think they're often tone deaf when it comes to hearing frustration on the relative pay, benefits and job security relative to the private sector.


Benefits particularly retirement benefits are vastly different. It doesn't matter how much some would like to brush off $2,000 a month as insignificant. For the vast majority of people working in the private sector for $60K a year, it isn't insignificant - it's a hell of a lot more than they are going to see when they're 60. It's sad really, just how many people are simply never going to retire or when they do are going to be living in poverty.

desertpea
StuckOnPeas

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Posted: 9/27/2013 9:52:12 PM

The unemployment rate for college graduates is something around 4 percent. You don't think it's drastic to leave the country and renounce your citizenship to get a job? Really?

Edited to add:

engineering grads enjoy greater job prospects


HAHAHAHA!

That's the funniest thing I read all day. Do some research. There are not a whole of engineering jobs in the US right now. People can say there is expected growth, yadda yadda yadda, but if you do some searching, you'll notice that a good chunk of the job listings are for overseas.

Not saying I'm an engineer. I'm just saying I know more than one nuclear engineer who left because they aren't exactly building nuclear plants in the US.

And yes, you have to renounce your citizenship if you are making over $50K year overseas IF you get granted citizenship and want citizenship from your new country.

People move overseas for jobs all the time because the industry they worked in was decimated with layoffs numbering in the thousands.

jeanne.b
PeaAddict

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Posted: 9/27/2013 10:00:46 PM
I am doing some research, Desertpea. One of the ways I justify spending time here on TwoPeas is that it often leads me to read stuff I normally wouldn't get around to. I am one of those Peas who is probably much older than you, but I have children who will be entering college in the next decade, so this is an interesting topic for me.

Here's one article I found:

web page



Graduate degrees make a quantum difference
in employment prospects across all majors. Sometimes, when unemployment is high, the best strategy to increase future employability is to go to graduate school. The unemployment rate for people with graduate degrees is 3 percent compared with
a 5 percent unemployment rate for those with a BA (recent college graduates and experienced workers holding a Bachelor’s degree). With the exception of majors in the arts and Architecture, unemployment rates for people with graduate degrees range between 1.9 percent and 4.0 percent. Graduate degrees tend to outperform BA’s on employment
in part because advanced degrees represent higher levels of human capital development and because those degrees are more closely aligned with career pathways in particular occupations and industry


I'm sorry that you and your husband can't find jobs where you are, but I suspect that's because of where in the country you are, rather than what country you're in.




desertpea
StuckOnPeas

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Posted: 9/27/2013 10:26:10 PM

I'm sorry that you and your husband can't find jobs where you are, but I suspect that's because of where in the country you are, rather than what country you're in.


Nope.

Gonna say this again: you have no idea what you are talking about. We're moving to another country for work.

Apparently you will view anyone who sits on their asses collecting welfare instead of working 'less drastic.' Good for you. I don't want to live that way, and I want a better quality of life. I also want to work more than 30 hours per week and not take home a crap salary. I will pass on to the ex-pats I will be working with that you think they're "unnecessarily drastic" though.

You can quote sales literature from Georgetown University at me until the cows come home, but that is not the real world. If you want unemployment statistics, then go to the BLS and do some cross tab analysis. Me? I'm in the "out of the labor force" cell along with 21 million other Americans. We're not counted any more. We "gave up looking for work." And a lot of us have advanced degrees.

A better exercise would be to go to any major corporation website, click on their global offices, and see where they are. Specifically where they are hiring. Have your kids learn that language.

Thanks beachgurl, btw. Definitely not Belize, though that would be cool.

jeanne.b
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Posted: 9/27/2013 10:40:39 PM

Apparently you will view anyone who sits on their asses collecting welfare instead of working 'less drastic.' Good for you. I don't want to live that way, and I want a better quality of life.


I've seen you claim before to have multiple degrees, and I'm assuming that your husband has a degree. The unemployment rate for people with at least one degree is around 4 percent. You do not need to leave the country to avoid collecting welfare. You might need to leave whatever area of the country you are in now (Nevada?), but you don't *need* to leave the country.

ETA:

BLS data

Here's the data I'm looking at. You're the one who claims to have multiple economics degrees, you do the analysis. ETA: what is your source for the 21 million figure?

desertpea
StuckOnPeas

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Posted: 9/27/2013 11:07:56 PM
It's cute how you keep quoting 4% when I just told you what cell in the BLS to look up. I know, it's that pesky number no one ever likes to mention.

We have double digit real unemployment in this country. I know that kinda bursts that whole green shoots and slow recovery or whatever term you kids are using to fool yourselves, but yeah... when over 65% of new jobs recently created are part time, you kinda need to go someplace else to find a good job and it's gangbusters overseas. So yeah, it's a need. The "want" stage ended four years ago.

ETA: you want to look at the U-6 number. If you're going to be lazy, here is a Forbes article to explain it. I already did the analysis, silly. That's why we're getting out of here.

jeanne.b
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Posted: 9/27/2013 11:21:19 PM

It's cute how you keep quoting 4% when I just told you what cell in the BLS to look up. I know, it's that pesky number no one ever likes to mention.


I missed it--what cell in the BLS data supports this:


There is 25% unemployment for those under 30 in this country.



desertpea
StuckOnPeas

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Posted: 9/27/2013 11:36:09 PM
Did you find the u-6 number or are we going to keep pretending you know what you're talking about? Because the BLS is the same source for everything I quoted, while you quote... a Georgetown University new student recruitment pamphlet thing.

There is a whole guide on how to use census and BLS data, and you don't need an Econ degree.

So Jeanne, which magic state are you moving to if you lose your job and can't find another one local? I am so all ears on that one, and I am sure other peas who recently lost their job! or have been out of work for a long time would love to hear the secret state that is hiding all the jobs.

jeanne.b
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Posted: 9/27/2013 11:55:07 PM

Did you find the u-6 number or are we going to keep pretending you know what you're talking about? Because the BLS is the same source for everything I quoted,


The U6 number is not a measure of unemployment of those under 30. Where are you getting that from? I've asked several times and you've avoided answering. I'm guessing that your figure, if it's even in the ballpark, includes teenagers

If I lost my (part time by choice) job, I'd likely stay where I am. My husband is employed and I have kids in school here. Leaving the country would be a very drastic step for me. (I know plenty of people who've done it, but usually because they have some interest in living abroad. I'd love to live abroad temporarily, but not permanently.)



BuckeyeSandy
Old Dogs are Best!

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Posted: 9/28/2013 12:01:28 AM
DH got notified this afternoon he is in the "work with no pay" group, as opposed to the furlough group.

Last time the administrative (clerks) worked while the agents were on unpaid time off. This time, like thousands of others he will still work, but without pay. But almost everyone else at the crime lab will be home, also unpaid.




Sandy
Every MOM is a working mom!
"Retired" after 22 years of an Air Force Career

REMEMBER this Veterans Day

To quote Wayne Gretzky, "You miss 100% of the shots you never take."

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BeckyTech
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Posted: 9/28/2013 12:08:14 AM

Yes a small % of the increase was due to ACA but vast majority was due to claims.
Since none of us know the name of the company you work for, can you tell us what the percentage of increase due to the ACA is? Just curious.

BuckeyeSandy
Old Dogs are Best!

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Posted: 9/28/2013 12:11:35 AM
2010, the act passed and was signed into law with no (or only less than 5, depending on source) Republican votes, although 20 Democrats between the House and Senate also voted against the act.

No, if there is a blame game, I'm putting the blame on Harry Reid and the current Administration. Going on FIVE years without a budget!!!! Unacceptable!


Sandy
Every MOM is a working mom!
"Retired" after 22 years of an Air Force Career

REMEMBER this Veterans Day

To quote Wayne Gretzky, "You miss 100% of the shots you never take."

Aesculus
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